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Also you have 9 weeks to reverse the chargeback else your Steam account will likely be permanently locked.
It's not about Steam holding your account hostage. What would you do if a customer did that to you? If a customer went into your store and bought a game for $20, then issued a chargeback which costs you $5 even if they reverse the $20 chargeback, would you just smile and say "Thank you for being a good customer?"
Your actions are "complete garbage", not Steam.
Reverse the chargeback, buy the game properly, don't be a jerk. Support would do everything for you if you hadn't done the *wrong* thing.
Then you buy game outside and wonder why you can't activate it...
They even asked you to cancel chargeback so your would unlock. You refused.
Not cool bro, not cool at all.
Making a chargeback is something you only do if you've been robbed. Not robbed as in "I bought something I didn't want," but genuinely robbed as in someone stole your credit card and has been charging thousands of dollars to your card.
It is an absolute last resort, and for good reason. Steam is not the only service which would ban you over using Chargeback when you did not, in fact, have your card stolen - Blizzard, Nexon, EA, Ubisoft would have all banned your arse.
You obviously did NOT purchase the game outside of Steam.
I think he means he bought a second game outside of steam, but isn't allowed to activate it because of the first game he charged back. Locked accounts can't activate keys.
It appears OP meant:
1. He did the chargeback and his account is now locked.
2. Subsequently, he obtained a game outside of Steam which must be activated on Steam but now he cannot activate said game due to the chargeback.
OP may well have purchased a game outside of Steam. Seems like a realistic situation to me.
humanity is in for a rough ride..
P.S. Steam Has Taken My Money "Hostage" During This Winter Sale. I Need More Shopahol :p
https://chargebacks911.com/chargeback-fraud/
https://en.wikipedia.org/wiki/Chargeback_fraud