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It's a known issue with Steam and their very slow bank procedures - ARC are just covering their asses (they definitely should give you an estimate of how long you're locked for though)
Because... they can actually check the records themselves directly instead of having to rely on the banks of third parties?
I'm not saying it isn't incredibly annoying. I'd love to be able to buy a few keys and open a few lockboxes - but I won't as long as my keys will turn any contents instantly bound to my account.
The logic is there - Frustrating as it may be to the user. It's not like you're forced to use your Steam Wallet is it? You're even warned of the restriction.
I like the game, i like the system it is fun. Not saying it ain't sure they do a good job but here they dropped the ball somewhat is all.
Nope - It lasts for several days if not weeks. I'm on my fourth day of being "restricted" after swapping some of my steam wallet for Zen to buy a ship upgrade token.
It works for me, every time. I buy zen with my wallet, I try to buy something in store, it says it's going to be bound, I log out, I log in and the problem is gone.
Edit: Found the official response, which also includes the mention of a "up to 10 day probation" label. And of course they confirmed the fact that anything bought while on "probation" will be permanently locked to your account - including anything purchased/opened with such items (such as opening lockboxes with keys or buying ships with lobi)
http://sto-forum.perfectworld.com/showthread.php?t=1286371&highlight=Store+permanently+bound
I bought some Zen via Steam for the last key sale - I was locked for about 10 minutes.
Perhaps its more of a verification delay with your bank. I know some banks can take up to 2 days before a charge will officially show on your statement.
Once Steam receives full verification from your Bank it passes this along to PW? Just an idea, but it sounds right.
"Up to 10 days" means just that - emphasis on Up To.