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Crops aren't worth selling, in fact nothing is, unless you need money, I'd suggest just working your way to getting the pig farm and then buying carrot seeds to feed them for infinite money truffles. These are worth selling, but also only when you need the money, otherwise you pay fees for ports to Qalis.
You also don't need to earn money for the first boat upgrade, just do Litio's quest and you get 1500 coins from that chest, that should cover most of the costs and by the time you need another upgrade you should already have your pig farm up and running.
It's easier to grow veggies for quests than just outright buy them, but still need cash for seeds. I'm ok now as I have an abundance of fruit trees, but its really harsh early game for cash!
Right.
Well, a Model boat sells for 196 at Caleb, and that requires 10 cotton + some wood, 4 cotton comes from 1x 15coin seed, so that multiplies your cash by 5 times.
Beyond that, resin from pines turns into 19 coin paper for lighthouse lady. Then there's mining which ranges from 80 to 250 coins per bar, if your late game you should have upgraded your mine, there's also clay which will use up your rocks. Vegetables sell great at that science lady in the south.
The debt quest is just for the achievement and is probably just post end game content.
(edit) Oh wait, early game. I don't remember exactly what was my main money maker, but probably paper since you need that for a map to start travelling. Build wells, plant pines, profit.
I am ranting about early game when you don't have access to those recipes/truffles and you need a lot of money to clear some of the early quests to access new ones... Like that one where you need to pay 300 to Edegan and the rest of the quests currently impossible to complete (no other destinations available at this point other than Qalis) because they all require items that you acquire in later content or require money...
How early in the game was this? And if you sold stuff you'll need later and is not so easy to find...
Great tip, thanks