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By the time you hit maniac difficulty (mid-game) and have one of your character built well enough, you're raking in MSP very fast that the 30 bonus is literally a fart in the wind.
There is another reason to wait it out in terms of recruiting though....
This one's been inactive for 5 months which is almost half a year.
"Necroing" threads is generally a bad idea as the information within can be outdated or inaccurate.
Additionally every time someone replies to a thread like this the OP gets a notification every time someone replies as long as they're subscribed. Steam auto-subs you to any thread you create, so they probably are subscribed.
So...now they've gotten a bunch of notifications about a game they may not be playing anymore.
Kinda annoying don't you think?
So PLEASE just make a new thread next time. It makes the forum more active AND avoids pinging the OP.
Anyway.....
MSP stands for "Mastery Points" or something. MSP are the points you spend to unlock mastery nodes for a character's mastery tree.
When you unlock a character you get a flat amount of MSP.
Higher difficulty quests drop more MSP. Eventually you'll be getting hundreds of EXP per quest. So 30 really is not very much at all.
You can wait if you want. Once you get through Chapter Zero (it's a story chapter after you beat the campaign) recruits start at level 60 (the base level of recruits does not increase further). I forget exactly when it unlocks but around then or shortly afterwards you'll get access to "Slimepede" which is an insanely good EXP and MSP farm.
So if you want to play someone or want them in your party just recruit them. MSP and EXP become less and less of a factor the further you get into endgame content even if you don't go farm Slimepede.
With the exception of Damascus Ingots and Azurite's Splendor (these items can be used instead of normal mats when upgrading weapons or sigils) there's no reason to horde anything. The higher the quest's difficulty, the more stuff you get and eventually you will have more mats than you know what to do with.
As long as you generally focus on your 4 main characters you will have plenty of mats to go around as you grind your way to Proud difficulty.