The secret of loans

[Mister Cramps]

When it comes to buy and sell players I've gor a pretty good idea of the picture. But when it come to loans I don't get it yet.

With wich terms should I go on a loan deal, what's the proper price for a big name and a unknown player. Sometimes I have the option on pay 200% of wage what does that mean.

Have you any good tip to share? What's the proper way to go on most cases?

[Snorks]

Are you bring loan players in or sending them out?

If bringing them in, the wages should be pretty explanatory. But remember it is his parent club that pays him, not you. So any payment you make to the parent club is essentially a 'fee' for the loan.
The 'Playing' and non-playing fees are determined on whether the player actually appears in a match

200% of wages would mean that you pay the club twice his salary in order to loan him.
Mny other extras you can use or not to get the deal done.

[Neil Brock]

Easiest way is to check players who are 'listed for loan' by other clubs via the Player Search. Often you can get players without having to pay fees and sometimes even wages. However if the player is highly sought after, you may have to pay a bit more to loan them in.

Also worth considering players who are out of favour, transfer listed or fairly young and not getting much first team football. They're good candidates for potential loans.

A lot of it depends on your level. If you're a huge club, it's unlikely you'll find many players who you can sign on loan which will improve what you have. However if you're a mid-sized club, or a team in the second-tier you'll find there's a bit more option to get good players in.

[Spelunker]

Here are some tips:

Bringing players IN:

1) If you're at a low league club ask your Board to find a parent club. They will usually loan some players to you for free. It will also bring in some extra income (yay!).
2) Many of the major clubs will loan you some U18 players for free. Man Utd tend to be one of the most generous in my experience. However players in the U21 teams will probably require you pay a fee.
3) If you say the player will be in the first team they are more likely to agree to come, however if you don't give them decent game time they may become unhappy and their club may be less likely to loan to you in the future.

Loaning players OUT:

1) If it's a young player you hope to develop think about whether he is likely to become a first team player. If so you may want to keep him at your club untill he becomes home grown at your club (3 years before he turns 21). Also consider:
a) How much game time he'll get.
b) The level of the competition he'll play.
c) How good your facilities and coaches are compared to clubs he might go to.
d) Whether you have a decent older player to tutor him.

2) Personally if a young player is unlikely to get in my first team I'll loan him out. They can be good income earners for your club.
a) Make sure you get the other club to pay his wages.
b) Try and get them to pay a fee (this is more likely once they have a proper contract rather than a youth one). Try a fee of 25% of their value (you can set this by going to "Staff" then the "Responsibilities" tab, then "Personal assistant"). If you get a large number of responses reject them all, and then offer him for loan again with a higher fee. If you get no responses try lowering the fee. After he's been loaned out once you can usually charge more the next time so check his history to see what you got last time.
N.B. It's rare you'll be ble to charge more than £250k/month unless you're loaning out an exceptional player.

3) Think about how long you want to loan him out. e.g until January, the whole season etc. If he's going to come back mid-season he'll probably be cup tied unless you exclude that option.

4) If you think you may need him back if you get a serious injury to a first team player make sure you tick that option, however you won't be able to charge a fee in that instance (but you can ask the other club to pay his wages whilst he's there).

5) If no club seems interested in having your player on loan it's probably down to one of two reasons:
a) He's signed a contract with your club within the last 6 months.
b) They can't afford his wages. In this case try subbing part of them.

6) If you have any feeder clubs you can also loan your players to them. You can do this in the normal way or alternatively go into the players profile, click on the "Development" tab and select "Move to affliate". Note you can't charge a fee or get them to pay his wages if you use this option but it's a useful if you want to gain work permits or get him homegrown in your nation or you just can't get any other club to take him.

Hope that all made sense and is helpful.

[Mister Cramps]

OK, thank you dudes. I have a better picture now :)