How to make enough to pay back loan???

[StarSarah]

I am only on chapter 1 and i cannot seem to make enough money to pay back the bank loan to get to the next chapter. Every time it starts to go up, i have to buy more stock and its back to 0 again.

I have a guest room with 12 beds. Selling food and wine and beer. Minimal staff

Any help or advice would be much appreciated.

Thank you

[Ernst Cornell]

is the loan that Martyn tells you to take? don't worry about it, just advance the story.
that loan should pay itself if you advance in the story missions
if you're still having problems, then get the bard on stage to boost your tips and also tell your waiting staff to focus on speed so they get more tips for quick service

[Brendylyon]

Nah, its more a question that the economy is way too lean for the capital required. Its very difficult to actually make any profit.

[ZiffyHead]

The profit was small for me, until thew war started and I began to produce my own ingredients, then it picked up significantly.


Even though the first loan "works itself out", I still needed more loans at other times.

What I had to do with loans, was to use a 2nd bank to borrow the money to pay back any remaining balance to the 1st bank, when the loan was close to being due.

That made it take even longer to pay back the loan, but I had money when needed and never had to worry about defaulting.


Also, you can adjust prices of the food and drink on the menu, to make a bit more.

[-V-]

Expand slowly. I start with 4 or 5 beds (and 2-3 tables) and then add more as demand grows. You can also adjust the prices of rooms.

[DaddyJokee]

I find that you dont need lights in your inn. People will ♥♥♥♥♥ and moan that "Your Inn is too dark" but it doesn't actually affect anything, and you save a buttload on candles. Get a few beds in, so that you can rake in the cash from people sleeping, and only serve cheap ♥♥♥♥ like bread stew, or whatever it is that needs bread and sausage, and lager, and wine if you feel like being fancy, and then just autoplay at fast pace and money money money money.

also, once you complete the first portion, Martyn goes and retrieves about 22k from purchasing the property, so you dont really need to worry much about the loan

[Saxon]

Don't be scared to raise the prices. By a lot! The default setting is FAR too low. After that you will start to easily make a profit.

Also purchasing ingredients can't be automated and transportation can take a long time as well as being very expensive. So make sure to fill the whole cart whenever you buy stuff to avoid running out of ingredients every 5 seconds as well as wasting the money you need to expand on market fees. As a general rule I build a massive storage area where I keep at least 50 of all of the ingredients.