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You can also grind mission contracts for the other farmers. Fertilization missions in particular seem to give good return for time invested. I tend to buy a dry fert spreader and do all the fertilizing missions I can find. If there are no fert missions available, saving and re-starting will often generate new missions. (I do so many fert missions that buying makes more sense than leasing).
Depending on the map, making silage from grass can be profitable. This largely depends on starting equipment and whether you can access the BGA to sell silage. Grass gives multiple harvests per year, so it can be better than some other crops starting out.
Lastly, it might be worth checking out Farmer Klein and some other youtubers who run Seasons. Players who have run multiple maps often have good tips gained from multiple play-throughs. Farmer Klein has a video focused on time management and finances in Seasons.
Also, making silage is not instant, so you can't make TMR without buying bales. You can use grass for cows but it's better to use hay or TMR. Storing grass doesn't work for base Seasons, also.
Sheep are a simpler start since they eat grass / hay. Income from sheep is also different, in that they only produce wool seasonally rather than year-round.
I presume with cows it's not like 17 where grass is mandatory? Hay suits me much better, as you can store it and it doesn't rot.
Buying into a farm requires some capital after your purchase and the bare bones ability to invest should you need too.
I Found that if you do start with the basic 1.2mill, its best to do contracts for your first year and plant a maxiumum of 2-3 fields if you can afford it. try to acquire hay, straw, silage bales asap and focus on contracts. for me personally avoiding contracts is the sole reason i give myself the start i do. It basically avoids that part, and allows you to begin your own farm.
there is a good channel on youtube. It*s german but the grafics and shown explanetion are very helpful
https://www.youtube.com/watch?v=gjRHgH3QAc4&list=PLsk1RmGdST4TUGiVsTwVgwNfD16Cj2ADy&index=12
The variable spray usage mod comes in very hand for seasons. Fertiliser (either type) and herbicide can be money draining on Oakfield, the mod will allow you to choose how much you want to put down on your fields which will save time and money. i brought 8 totes of fert and herbicide and so far on my first year I've gone through 3 and a half fert and 1 and a half herbicide.