Ascension "skill point" OR "Bonus coin"

[Sadx]

Ascension:

I know that some "talents" remain active (coin bonus for example)

My question: When I have the choice between 1 "skill point" or a point in "bonus coins"

What do I take? because in the long term, "bonus coins" are more advantageous! (it remains active after an ascent)

edit: how are skill points calculated after an ascent?

[Sadx]

You keep:
% Increase Quantity of Items Found
% Increase Rarity of Items Found
% Increase in Starting Gold Multiplier
Gems you got as rewards for bonuses objectives levels (not gems for going up levels).
Skill points you chose as rewards for bonus objectives for levels (not Skill points for going up levels).


Ok so if I understand correctly, to maximize each ascent I must do each card (without bonus) and take:
-% Increase Quantity of Items Found
-% Increase Rarity of Items Found
-% Increase in Starting Gold Multiplier

And when I redo the cards, with the bonus objectives, I take in priority:
-Skill points

Did I understand everything?

[Tick Tock (Tim)]

I ascended a couple of times and ended up just restarting the whole game, as rather than getting easier with all of the bonus things that you get to keep, it just kept getting more difficult, as the monster hit points kept escalating. I have more fun on the first, pre-assent version. The monsters have normal hit points so I end up being more powerful.
But yeah, the things you listed are the rewards you get for completing the various challenges for each map. Beat the challenge and you get a choice of three things, like a skill point, extra points on a trap, one percent starting gold increase, or better chance for higher level or more items. These rewards can be carried through as you ascend, so be sure to try to get them all before you do so. But you will lose all of your levels, magic items and runes.