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Of all the thing to skimp on in T4 when trying to get the most out of your buck, of everything, the last choice should be garages. They are the life blood.
i try and fill up housing by making sure wages and rents line up in such a way that only couples with pooled income can afford the best housing, this puts the most rooves over the most heads.
1. The obvious one: They can't afford it. Check how much you're asking as rent and what kind of income the shack dwellers have. If they are students, retired or unemployed, chances are that they simply cannot afford your home. What you can do here is to provide free housing (edict).
2. The houses you built are too far away from where they work. How far "too far" is depends on where they work and how far away the next garage is to the appartment and the work place, unless their work place has a "built in" garage.
1. Build a Ministry and get a education minister
2. Allow same sex marriage (♥♥♥♥ the religious)
3. Free housing
4. Build homes.
Allow same sex marriage allow people to move in together, if you don't allow it they will not marry and they will take up a whole family slot with just 1 person regardless which means they need more homes.
The problem shacks present are by some margin and then some worse than the pennies you lose from them not paying rent. The money in this game isn't in your population, it's in foreign trade and toursm. Quite frankly, I don't even notice the "loss" of rent income in my wallet. And it's obvious why:
Let's pretend we get 5 bucks per person and month rent. Which is already insane considering that 5 bucks per month is the standard payment for unskilled labor. That's 60 bucks per person and year. Say you have 100 people on your island, that's a loss of 6,000 bucks a year.
And if that amount is even worth mentioning, you have far worse problems than rent at your hands.
And for those pennies you risk shacks, which increases crime (makes capitalists unhappy), increase pollution (makes environmentalists unhappy) and they themselves make the commies unhappy too. And these are especially nasty since police stations and garbage dumps don't really change that.
the best possible housing situation is having all varieties of housing available, the right people of the right social class living in the right housing, and all of it providing you profit. everybody wins.
free housing is an edict like martial law, for very specific islands. your average capitalist paradise has no place for such a thing. it's also good if you just cant be bothered messing around with wages and rents.
So, I'm agree with last comment.
High average wage, social security and fair price for everything (including housing ) will make your people happy and won't put a huge pressure on your economy.
Also your capitalists will be happy, therefore you'll have good relationship with USA, wich will boost your tourism rating
Free housing - wasting of money. I using it only when I making my people work for free)