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In My First Farm the amount of money is fixed, but you can take a loan from the bank via the tablet (just bear in mind you have to pay back the interest).
No, you can't go that extreme. You can start with up to 200,000.
Ah thanks!
To do this just go to C:\SteamLibrary\steamapps\common\PureFarming\PureFarming_Data\StreamingAssets\XmlFiles and open the relevent files with Notepad++