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I don't think this one is user error.
How much do you understand of how Pops decide when to invest and what to invest in?
Capitalists are 26% of the political power.. But the upper strata has a small income deficit. Could that have anything to do with it?
Had to abandon the game anyway, economy eventually collapsed. Super wealthy society, top 10, but without private investment it started to snowball after a few years.
There's quite a number of factors, both on the "can we invest" side and on the "is there anything worth investing in" side. With you having money in the pool, I would think the problem must be factors on the "is there anything worth investing in" side.
(Personally, I avoid doing much Foreign Investment atm, preferring to have all available capital invested at home to build *my* economy rather than anyone else's. But atm for me is a Japan run, 1908, highest GDP globally, mass immigration coming from China, and my economy's not maxed out yet by a mile. Through this run I've had the message for a period of time on maybe 4 or 5 occasions. )
I'm sure you'll already know this but factors on the "is anything worth investing in" side include (and I expect there'll be more than just this):
- Employable staff of the right skills (obviously, there's a bunch of other factors behind that)
- Potential Profitability (again, a bunch of factors behind that)
- Infrastructure, transportation and power state-by-state (including all the building PM's that affect usage of all those).
- Possibly availability of convoys?
The AI must have an explicit calculation for this, down in the depths, but I (we?) have no way of knowing exactly what the calculation is (yet?).
I'm not giving / able to give an more advice for your specific case, partly because it will be related to the specific detailed issues in your own economy and also because I don't recall exactly how it got fixed each time (but I do think it was economy issues rather than law or government issues each time). Also, I find the process of "debugging the economy" is one of the most enjoyable aspect of the game and I'm sure you'll be dead chuffed when you get to the bottom of this in your own scenario.
Edit: P.S. Also worth checking you're allowing privatisation of the buildings the Government has built.
Although, if the problem proves to be something to do with resources, then I would play or war for that.