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If you're on command economy or playing with autonomous investment off, then the investment pool will be used to cover the cost of the buildings you're building yourself
It doesn't work that way, saidly. If your balance is negative, that negative gets directly subsctracted from your reserves.
So the point of "investment pool" stays unclear.
When you build something that can use the Investment Pool, the Construction Costs will be payed from the Pool, as long as the Pool has Money in it. It may still say, you have Construction Costs but there should be an additional entry in the overview where it says withdraw from Investment Poll or something similar.
So building something, that uses the Investment Pool, helps you with your Budget.