Merchant Guild question

[Jon.Topps]

So I've got 32k in the merchant guild in Moscow. I'm just confused about how this works. When I go to the merchant guild, I see no options or information available other than "take back your 32k".

How do I know when I make interest? How do I know the next date I'll get interest?
Do I really have to actually keep track of the dates and numbers myself?

Also, if I remove the money just one day before the interest for the month, I miss out on all the interest, correct?

Is there a good way to go about trying to earn money through interest?

[Weizen1988]

I also want to know this.

[Weizen1988]

Ok I sorta figured this out I think. It doesnt tell you anywhere about your deposit growing, so what I did to keep track of it was just deposit on the same day as payday. Plus i waited 2 month just to be sure, but the number seems to have grown, im about to check a second time, just buying up food to sit for another few weeks.

Edit: Ok so now im not sure, this time i didnt get any, but maybe i checked too early? Anyway I guess i really dont know. Hopefully someone else who has played more comes along.

[Jon.Topps]

I know it grows every month, but you pay your people every week, so you'd have to wait over four pay days for your investment to grow. It's just annoying that it seems like the game has no information or anything regarding your investements. Even just a little "updates on the 12th of every month" or something would be helpful.

[Weizen1988]

Originally posted by Jon.Topps:

I know it grows every month, but you pay your people every week, so you'd have to wait over four pay days for your investment to grow. It's just annoying that it seems like the game has no information or anything regarding your investements. Even just a little "updates on the 12th of every month" or something would be helpful.

Yeah, that would be nice, maybe theres a mod.

[imPyre]

Basically interest gets compounded and paid every day. It seems to cap out at an interest payment of 1073 thalers per day, which means that anything over 230k should be withdrawn and invested elsewhere to maximize earning potential. This is more difficult to see with smaller amounts, but to get an idea of what you should be receiving just multiply the principal balance (whatever is currently invested) by .14 then divide by 30.

[ScareCrow]

You have to have positive standing with the town, thats the standing with the mayor btw if its negative you cant withdraw youre money

[Nisim4]

emmm guys its daily every "morning"
check for yourself:P
(the % is 14% extra for the sum of corrent money in it, but ull still see it rises slowly daily)

[ScareCrow]

Originally posted by Nisim4:

emmm guys its daily every "morning"
check for yourself:P
(the % is 14% extra for the sum of corrent money in it, but ull still see it rises slowly daily)

maybe if you read the thread posts, you would realize that the question has been answered 2 months ago...

[Aristez]

1-export your character.
2-deposit all money into bank.
3-import your character.
4-withdraw money from bank (now you have double the original amount).
5-repeat step 1 to step 4 until you feel like you have enough money.

[Weizen1988]

Originally posted by Aristez:

1-export your character.
2-deposit all money into bank.
3-import your character.
4-withdraw money from bank (now you have double the original amount).
5-repeat step 1 to step 4 until you feel like you have enough money.

just hit crtl x at that point. isnt that the money cheat?

[Aristez]

Originally posted by Weizen1988:

Originally posted by Aristez:

1-export your character.
2-deposit all money into bank.
3-import your character.
4-withdraw money from bank (now you have double the original amount).
5-repeat step 1 to step 4 until you feel like you have enough money.

just hit crtl x at that point. isnt that the money cheat?

but if you use cheat you won't get achievements

[ScareCrow]

Originally posted by Aristez:

1-export your character.
2-deposit all money into bank.
3-import your character.
4-withdraw money from bank (now you have double the original amount).
5-repeat step 1 to step 4 until you feel like you have enough money.

Hey looser! stop playing games please and leave that post out of the thread! this is not a cheat request thread!

[ULTRA]

Lol, pretty good exploit, but importing characters is still straight up cheating in general IMO.

[ScareCrow]

Originally posted by Savant:

Lol, pretty good exploit, but importing characters is still straight up cheating in general IMO.

its for loosers that dont like to play games...

[com_2nd_mand]

Originally posted by ScareCrow:

Originally posted by Savant:

Lol, pretty good exploit, but importing characters is still straight up cheating in general IMO.

its for loosers that dont like to play games...

agreed!