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Work harder by doing missions and once a vehicle reaches a point where you feel it's costing more to maintain it, sell and replace it.
If you're on single player, you can also spend some time collecting the 100 gold nuggets for £1,000,000 and use that to re-buy equipment you need after selling all the old stuff.
Such horrible advice in this thread.
DO NOT max your loan.
DO NOT be dependant on finding gold nuggets.
Sell all your starting equipment except for the little blue tractor and LEASE everything you need early game.
I love how the game actually makes you work for progress and spend time getting to know the economics.
I have sold almost everything, bought/leased a basic corn sower, harvester, a couple tippers, and a skid steer loader and will be selling silage to the biogas plant. That's where the money was in FS15, hopefully that's the case for 17.
Prepare to be disappointed.....logging and silage both took a big nerf (and rightfully so, as both were way unbalanced to the rest of the game in FS15).
And leasing is VERY viable in early game....much better than purchasing.
Yes, a BIG tractor has a heavy per day fee....how big do ya need early game though....kinda pointless comment.
And if you are leasing properly then even $1k a day is managable. Don't keep leased equipment unless its being used....
Don't lease a combine and then let it sit there while crop is growing. Lease it, pull in your crap, and take it back to end the lease. Same with anything else.
You don't need cheats if your pay attention to what you doing and learn the new mechanics.
I think alot are struggling with it because they trying to play like they did in FS15...and that will land ya in the red pretty fast.
Me and a buddy started dedi server last night, so no missions...sitting on just shy of 1/4 mill middle of 3rd ingame day.
Not only does this system give the game more depth, but it also gives you something to spend money on mid-late game...unlike previous FS games.
I take as much loan as it is possible and then with the vehicles i have i try to make money. In 2017 it is important to look at the prices. Only sell when the prices are green.
The "high" (in correlation to how much money you can make they are still ridiculous) maintance costs makes the game realistic and i think it was a good idea of giants.
In the past versions it was the same if you earn money with only 1 field and let the time pass fast and harvest it 10 times or if you had 10 fields and harvest these 1 time.
Buying new fields made nearly no sense as you could earn the same amount with fast time and only a few fields.
With these maintenance costs the game is much more realistics and more fields really give you a benefit and you have to plan to use your vehicles effectively.
The long term goal is to replace old machines with new, although I hope they maybe add (or if a mod is possible) an ability to service stuff to replace parts and make the costs decrease a bit.
You can do what some have suggested and lease everything but I like to own all my stuff so doing it the longer way.
I agree with the above this maintenance cost adds a must needed new element these costs make you replace equipment as any farm would over time. Yes at an accelerated rate but no one here is going to play the game for 10 to 20 years that some equipment will last. I worked on a large dairy farm for many years and we had to replace are skid steers yearly. At the cost of $20,000 a peace. I'd like to even see rain that affects your ability to work the fields or log if it rains for to long and you don't give it a chance to dry you get stuck.
There said my peace.
There already is rain in the game, and you can't harvest when it's raining (and some other stuff I can't remember from the tooltip).