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summer, blueberries,
fall, cranberries,
winter, forage mine and fish,
plus, greenhouse ancient fruit when available.
If your goal is "Grow your capital and increase your farm capacity," Wheat is actually the best crop you can plant[community.playstarbound.com].
However, if we assume that the size of the farm is going to stay the same, then yeah, Wheat (and IRR-thinking in general) generally isn't a great way to go.
Now then, OP. You're at the end of summer, so you'll need to look at what to plant in the Fall. There are basically two options:
1) Maximum gross profit per farming tile. If this is your objective, then fill as much space as you can reasonably maintain each day with Cranberries.
2) Maximum return on investment. That is, the highest profit relative to your investment cost. This may not be (and often isn't) the highest profit in absolute terms. If this your goal, then your Fall crop of choice is going to be Eggplants.
(Edit to Add: If you have the resources, also consider building some Preserves Jars. These cost only crafting materials to put together, and they let you increase the value of whatever crops you put into them. For high-volume, lower-base-value crops like Cranberries or Eggplants, Preserves Jars are the better refining method (while Kegs are better for lower-volume, high-value crops, or for Hops and Wheat). Even if you only have the means to build ten preserves jars right now, that's ten more than you would have had otherwise, and you feed them a steady diet of cranberries and/or eggplants to increase your profits. Just remember to prioritize "no-star" crops for inputs, and prioritize silver or gold crops for direct sales.)
Use sprinklers, the second tier.
If the OP is already cash-poor (we're talking a couple thousand gold, here), then I would recommend focusing on Eggplants for the Fall. They're cheap, they're regrowable crops, and they have by a truly enormous margin the highest ROI of all the fall crops.
(Edit: Also worth pointing out that Eggplants also have, by a narrow margin over Beets, the highest IRR among all Fall crops. However, Beets can only be acquired in Calico Desert, so that's probably off the table for this discussion, and they aren't regrowable crops, so they're more inconvenient to manage in any case.)