Emperor's gold

[Silencer]

Been pleying this game recently, like it a lot.

having troubles with this quest: emperor's gold
Sailed to the spot on the map at wrecker's point, looking for it all last hour. still not find it en the ships/wrecks I find are already looted (from previous pases) or the ones that just have 1000-3000 money in it.
Any help is appreciated, or the spot I'm missing... (there is on the map a chest icon, but when I get near it, the ship isn't a great ship + no loot)

[Silencer]

Found it.. needed to be really close to it = ram it as a way of speaking.
about the chest (symbol of an open chest), what does it mean? doesn't seem to go away, no loot chest on the coast neat it... (ches is alway on the water)