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To make good money from missions, you want to be doing bounty missions (which require an edict) and building your edict and military ranks. You can get these missions from the ex-bounty hunter or court assassin starting contacts and sometimes from Calagan or other prince. Supporting Erik throughout the Highwind case can lead to another source of bounty missions. With enough faction ranks and talents to further increase mission reward, you can earn hundreds of thousands per mission. These missions can be dangerous though, requiring orbital operations, ship combat or crew combat.
Patrolling is more about gaining rep than money. If you can get your rep high enough, enemy ships (usually) won't try to inspect or take your cargo, which makes trading easier and more profitable.
If you're taking the merchant as a starting contact just for the trade permits, consider that you can always get them from Calagan.
1. Way to Earn Money
2. Way to Keep Positive Rep
3. Way to Get Contacts
4. Way to Get Rep with Contacts
Military Officers allow you to manipulate and control the deck in the Patrol game. Which gives positive rep. Also give you command dice needed in space combat.
Spies manipulate and control the deck when spying which gets you Intel and selling to contacts is the fastest way to increase rep and their influence. Both need to be high to get the best results out of your contacts. You can get contacts via merchant talents. Spying or exploring just to name a couple ways.
Most Prince contacts are the worst because not all of them buy Intel. Which require you to do missions to get rep/influence thats a bad thing.
If you are non combat then you want as many contacts as you can get so you can find Rare Trade Goods which you can make 100-500k+ on 1 trade depending on how much you can buy and carry in your cargo holds.
Ways you can earn money:
trading, smuggling, salvaging destroyed ships, looting cargo, running missions, and exploring for artifacts and selling.
You need dozens and dozens of contacts maybe hundreds by end game. They get you everything you need from specialized crew to gear to trade goods to removable of bad traits.
Your officers and crew are fluid. You want them to be geared to whatever your current set of goals is. You might have merchant/military officers officers or merchant/spies in the beginning of the game. You might end the game with all Exo Scout Explorer officers.
I would recommend a completely non combat build and career. Geared towards trading rare trade goods and maybe black market. You dont have to play 80 years just play till you earn like 2 million credits. It will really teach you everything you need to know about the game. Don't do any storyline missions or any mission that give you bad rep with another faction. You want to do the starter mission that don't require a jump then get to trading. And mostly not in your sector cause starting faction has a trade ban. That will get you HUGE bad rep points.
Missions and Storyline careers are typically the hardest unless you make sure to only pick missions that mesh well with your lineup. Cause missions can be anything. If you have a 42 sized crew then you can probably do everything but if its 24 not so much.
Far Fallen Rim is a great sector for trading. Low Law Independent Orbital and Mining planets. Early game Indy planets can be incredible for trading.
Or officers still in a combat role but with no explorer jobs and just have to recruit 4-6 explorer/exo scout crew members.
Fighting Xeno's while exploring is nothing like fighting them while boarding. A lot harder while exploring especially certain planets where they are high level. Probably need 1 primary healer and 1 backup healer too. 1 of them can also be your buffer/debuffer.
And its really about initiative, debuffing and buffing. Bounty Hunter has 1 of the best debuffs in game. I don't really like their rifle attacks that much but debuffs/buffs are really good. Exo Scout probably has some of the best buffed rifle attacks.
Also, for skills like discounted repairs, which stat is checked: individual, who has this skill, or combined of the entire crew?
For example, engineer has a talent which repairs some of the components for free at a space port. Does this account for his own repair skill or repair of the entire crew?
What happens if I have multiple people with the same talent(in which order do they trigger)? For example, I have crew with talents Efficient Route and Swift Route. Both reduce jump cost but use different formula. Which skill is used first?
Only one Talent is applied per event.
If there are multiple instances of the same talent is there any order in which they are applied? Ex. the owen with the highest skill first. Or is is purely random order?
When you minmax you need to know these things :)
One more thing, sometimes mission description says destroy or capture a person. In case of destroy, do I have to destroy the ship or disabling works just as fine? In case of capture, do I have to disable the ship and not destroy it?
For ship combat missions, regardless of how you achieve victory, the mission step is a success -- capture, kill, etc. You can blow up the ship and it still counts as capturing the target (they escape shuttle, etc).