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The max is 15.
although the point transfer system as a whole is something I don't entirely understand just yet. on the release day of the refresh, I tried to figure it out by experimenting with a dummy world and my main world.
in the dummy world, I would use either a mod or console commands to skip time to unlock all the insight points, which takes around 150~ days or so. with just one command, you can easily unlock all 15 points.
going into the transfer phase, I went into my main world where I was already at the character select screen after using a moon idol. the points would not transfer. after going back to my dummy world, my points were also gone on that Wilson.
creating an entirely new world after using commands on the dummy world also seemed to not work with the point transfer as well.
it wasn't working until I fully selected Wilson in my main world first before using the commands on the dummy world where the insight fully transferred.
to summarize my findings, the insight only seems to transfer to worlds where Wilson is already selected as the playable character.
I'm not sure if this was already concluded in any patch notes, as I definitely missed them if that were the case, since I wouldn't have felt the need to experiment.
Where's the button u mentioned?
https://steamuserimages-a.akamaihd.net/ugc/2045251797183358765/25DE9FADFFC83BD6A05F6B08BE6E6BCFA7CD1FDB/?imw=5000&imh=5000&ima=fit&impolicy=Letterbox&imcolor=%23000000&letterbox=false
I don't have any mods like that myself so I don't have personal recommendations on hand, but if you're interested enough in respec'ing on the fly, I'd suggest trying to look yourself.