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net means everything.
like if it were possible and you sold literally everything you owned, buildings, even the clothes on your back: that is how much cash you would get from it if it all sold at value.
Businesses = 84k
Properties = 81k
----------------------
214k + 70k = 284k
Rest is sundries/drug inventory.
Test it for yourself, stop production and watch net worth increase daily by the amount of cash dealers generate once collected. resume full production, hold bricks of coke and meth wherever you want, shelves, dealer inventory, player inventory, net worth will still only continue to increase by the same amount as collected from dealers each day.
Cars and property seem to count as does money held in the bank and by players as cash. Everything else, crafting supplies and tables, cash money on shelves, drug estimated values, none of that seems to count towards net worth.
So give that a try.
bricks 100% give net worth value when on racks