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Báo cáo lỗi dịch thuật
You can buy almost everything with cash via the warehouse. You have to pay employees with cash. Dead drops take cash. In person meets take cash. The thrift store takes cash. The only things that need bank money is the hardware store, gas station, boutique shop, realtor and car dealer. Gas station is the only place you may hit regularly because after getting the warehouse, the only thing you'll need at the hardware store is just fertilizer and soil.
The dev could make it necessary and limit the places we can spend cash but as it stands, there's no benefit to it really. You can play with laundering or ignore it. Won't really effect anything. Most of your XP comes from making deals, not depositing money.
So it's simulated in this game with the $10k a week deposit limit. And you launder your cash through businesses so that when the feds come to ask you can be like "Oh I made that money from my legitimate laundromat business dawg."
More salient to this post though, money laundering is one of the processes that keeps running.
So once 4am rolls around, you can basically keep setting up new money laundering orders every 24 minutes (Since one RL minute = 1 hour in game), and if you're willing to sit there and wait through several cycles of that, you can launder as much as you want in a single in-game "day".
But if the business makes no real profit to start with, then you can hide more money more easily, You can use creative accounting to make it look like the business is running a small, totally believable profit that way.
So that's probably why the businesses make no money. If they were profitable you wouldn't be buying them.
In the late game, if you want to make advanced mixes and you need a lot of stock, you will have to spend large amounts of money in the bank as the material orders are paid via bank account. It is not uncommon to spend $5000 to $7000 a day on material at that level, I talk about stacks of 160 units per item, (a large stand) and for example a récipe with 8 mixes you need 160 units multiply by 8, thants a lot of money vía account and not cash... so laundering is necessary since $10,000 a week at the ATM is not enough.