American Truck Simulator

American Truck Simulator

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Mr Chair Mar 2, 2024 @ 11:22pm
what happens if you dont pay the bank of you dont have the monny?
i think that you will be band to use the bank for monny
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Showing 1-15 of 19 comments
Madkine Mar 3, 2024 @ 2:14am 
They'll repossess your truck and possibly garages. And if you have no assets, I believe that you get a game over.
Mr Chair Mar 3, 2024 @ 5:09am 
.-. oh
Mr Chair Mar 3, 2024 @ 5:10am 
is that the same to the ader one the flat motor one?
Mr Chair Mar 3, 2024 @ 5:10am 
but can i play motilplayer wiol i have the demo?
Wolfgang Mar 3, 2024 @ 5:21am 
Originally posted by aselid.fw:
but can i play motilplayer wiol i have the demo?
No, you can not.
Mr Chair Mar 3, 2024 @ 5:38am 
oh:(
Mr Chair Mar 3, 2024 @ 5:39am 
but how long do you not need to pay the bill?
Underscore_101_3 Mar 3, 2024 @ 5:48am 
Everyday a fixed ammount will be withdrawn from you money, untill it's all paid back, if you have enough money to pay whatever is left of the loan you can pay that back in a one time payment, or you can take out a bigger loan if available and pay the smaller one off with that.
Last edited by Underscore_101_3; Mar 3, 2024 @ 6:42am
MirkoC407 Mar 3, 2024 @ 6:16am 
Using the bank is a normal thing, you can get your own truck much quicker. Getting repossed is however for sure not company management but a kind of art.
Last edited by MirkoC407; Mar 3, 2024 @ 6:16am
Vagner Nishimoto Mar 3, 2024 @ 6:25am 
You can continue playing as an employee.
mpo1973 Mar 3, 2024 @ 8:30am 
Now that I have multiple garages and semis, my monthly loan payments from the bank are around $15,000. It would have taken me much longer to get where I am without bank loans.
mpo1973 Mar 3, 2024 @ 1:20pm 
That is impressive. I think the reason I took out loans was a result of all the cool videos people have posted showing off nice rigs and big payloads. I couldn't wait to have a couple rigs for myself and the money I could use to start my company. I see your point. I guess the nice thing about ATS is how you can have an idea and basically live out the way you want it to all happen. I am currently picking up a couple new states to explore and possibly get some more unique loads installed, for fun.
candyman2135 Mar 3, 2024 @ 1:53pm 
Originally posted by mpo1973:
Now that I have multiple garages and semis, my monthly loan payments from the bank are around $15,000. It would have taken me much longer to get where I am without bank loans.
If you have multiple garages why do you have a bank loan unless there empty?
mpo1973 Mar 3, 2024 @ 3:24pm 
I couldn't wait to have a couple rigs for myself and the money I could use to start my company.
Sandhill Mar 3, 2024 @ 3:45pm 
Originally posted by candyman2135:
Originally posted by mpo1973:
Now that I have multiple garages and semis, my monthly loan payments from the bank are around $15,000. It would have taken me much longer to get where I am without bank loans.
If you have multiple garages why do you have a bank loan unless there empty?
Until you are well established, max bank loans always increases your income faster than less loans. Once you have a bunch of garages, trucks, and drivers it really no longer matters and paying off the loans doesn't particularly hurt, but sounds like @candyman2135 is just getting to that point.
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Date Posted: Mar 2, 2024 @ 11:22pm
Posts: 19