American Truck Simulator

American Truck Simulator

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MaskMcgee (Banned) Feb 6, 2016 @ 6:46am
Anyone else broke?
I currently have $260,000 in loans, after buying a $130,000 truck, and I now have $6,000 in the bank.

ALL BECAUSE OF THESE ♥♥♥♥♥♥♥ FINES AND ♥♥♥♥♥♥♥ DAMAGE BILLS AND ♥♥♥♥♥♥♥♥♥♥♥♥♥ ♥♥♥♥♥♥♥♥ ♥♥♥♥♥♥♥♥♥♥ ♥♥♥♥♥♥♥ ♥♥♥♥♥♥♥ COPS ♥♥♥♥♥♥♥ ♥♥♥♥♥♥♥ ME THE ♥♥♥♥ UP BY PULLING THE ♥♥♥♥ OUT IN FRONT OF ME AND ♥♥♥♥♥♥♥ MAKING ME CRASH MY ♥♥♥♥♥♥♥ TRUCK INTO THEM AND ♥♥♥♥ ME UP.

Also fuel.
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Showing 1-15 of 38 comments
Khemical Feb 6, 2016 @ 6:52am 
Try driving under the speed limit.
Mr.Rothwell Feb 6, 2016 @ 6:54am 
I took a $400k loan and bought a truck and expanded by HQ in preparation of getting a second truck and driver. Still have $130k left in the bank and should have enough to get a second truck after another 7 in game days. Business management for the win.
BM97 Feb 6, 2016 @ 6:55am 
you mad bro?
Billy Bigpants Feb 6, 2016 @ 6:58am 
I am fine personally, I took out a $100k loan then a $400k loan and currently pay about $8k per day back and still manage about a $10k profit daily.
lefty1117 Feb 6, 2016 @ 7:03am 
hm maybe i should take a loan and buy my own truck. how much cash should i have onhand before i buy my own truck? I've got about $30k banked
Kârim Feb 6, 2016 @ 7:04am 
Originally posted by bomberswarm2:
I currently have $260,000 in loans, after buying a $130,000 truck, and I now have $6,000 in the bank.

ALL BECAUSE OF THESE ♥♥♥♥ING FINES AND ♥♥♥♥ING DAMAGE BILLS AND MOTHER♥♥♥♥ING ♥♥♥♥♥♥♥♥ ♥♥♥♥WITTED ♥♥♥♥ERS ♥♥♥♥ING COPS ♥♥♥♥ING ♥♥♥♥ING ME THE ♥♥♥♥ UP BY PULLING THE ♥♥♥♥ OUT IN FRONT OF ME AND ♥♥♥♥ING MAKING ME CRASH MY ♥♥♥♥ING TRUCK INTO THEM AND ♥♥♥♥ ME UP.

Also fuel.

Do as I did. Install a modded profile. Now I got 360 million dollars and 44 trucks lol and can do nothing but trucking! I did not buy this game to play "Start a company simulator"
Last edited by Kârim; Feb 6, 2016 @ 7:05am
Willow Rivers Feb 6, 2016 @ 7:04am 
Originally posted by bomberswarm2:
I currently have $260,000 in loans, after buying a $130,000 truck, and I now have $6,000 in the bank.

ALL BECAUSE OF THESE ♥♥♥♥ING FINES AND ♥♥♥♥ING DAMAGE BILLS AND MOTHER♥♥♥♥ING ♥♥♥♥♥♥♥♥ ♥♥♥♥WITTED ♥♥♥♥ERS ♥♥♥♥ING COPS ♥♥♥♥ING ♥♥♥♥ING ME THE ♥♥♥♥ UP BY PULLING THE ♥♥♥♥ OUT IN FRONT OF ME AND ♥♥♥♥ING MAKING ME CRASH MY ♥♥♥♥ING TRUCK INTO THEM AND ♥♥♥♥ ME UP.

Also fuel.

Drive the speed limit and don't crash. I do not have a problem at all. I took out 130,000 loan to get my first truck then another 400,000 loan to upgrade my gaarge and buy a 2nd truck to hire a driver.

I have paid back the small 10k loans and working on the 400,000 and 100,000 loans, my daily payment is about 7600 and I have no problem making money.
Last edited by Willow Rivers; Feb 6, 2016 @ 7:06am
HR_HANSEN Feb 6, 2016 @ 7:14am 
Drive under the limits, i only did quickjobs until i had a 135K in the bank (about level 8) and then bought my first truck in cash, now the cash just keep rolling in every trip i make.. Keep on Truckin´
tmaddox Feb 6, 2016 @ 7:21am 
I did not take any loans. Earned enough by level 10 doing quickjobs to buy a $152,000 Kenworth. Left me with just over $3,000. Just finished a one day delivery that paid $13,000. No tickets on that trip so I am up to $16,000. I think this will be my "No Loan" profile.

I very rarely get tickets anymore. Cruise control and smart driving are your friends. going 5 mph over the limit is not worth it in a game with compressed scale and time. Speeding might save you a few minutes on a long trip but it is not enough to chance the fines.
SlumpdogTV Feb 6, 2016 @ 7:33am 
Originally posted by bomberswarm2:
I currently have $260,000 in loans, after buying a $130,000 truck, and I now have $6,000 in the bank.

ALL BECAUSE OF THESE ♥♥♥♥ING FINES AND ♥♥♥♥ING DAMAGE BILLS AND MOTHER♥♥♥♥ING ♥♥♥♥♥♥♥♥ ♥♥♥♥WITTED ♥♥♥♥ERS ♥♥♥♥ING COPS ♥♥♥♥ING ♥♥♥♥ING ME THE ♥♥♥♥ UP BY PULLING THE ♥♥♥♥ OUT IN FRONT OF ME AND ♥♥♥♥ING MAKING ME CRASH MY ♥♥♥♥ING TRUCK INTO THEM AND ♥♥♥♥ ME UP.

Also fuel.

STOP GETTING FINES!
Originally posted by bomberswarm2:
I currently have $260,000 in loans, after buying a $130,000 truck, and I now have $6,000 in the bank.

ALL BECAUSE OF THESE ♥♥♥♥ING FINES AND ♥♥♥♥ING DAMAGE BILLS AND MOTHER♥♥♥♥ING ♥♥♥♥♥♥♥♥ ♥♥♥♥WITTED ♥♥♥♥ERS ♥♥♥♥ING COPS ♥♥♥♥ING ♥♥♥♥ING ME THE ♥♥♥♥ UP BY PULLING THE ♥♥♥♥ OUT IN FRONT OF ME AND ♥♥♥♥ING MAKING ME CRASH MY ♥♥♥♥ING TRUCK INTO THEM AND ♥♥♥♥ ME UP.

Also fuel.
i got a 130k loan to get my first truck, played until now at level 8 and have now got 400k loan, upgraded my garage and bought a truck and a worker. just take your time
lotw_1 Feb 6, 2016 @ 7:45am 
Hahahaha, at 18% I would never touch a loan. But the fines are a little over the top, accident fines are pretty low when considering how much it would cost to actually fix what you hit. There needs to be a fault system, if I got hit by an AI driver then unless I pulled out or something it should be their fault and I dont get a fine.

The loan amount should be random and so should the interest rate, makes replaying the game more challenging or easier, depending on that. Loans are never a set price and set interest rates, there is always room to haggle...
Last edited by lotw_1; Feb 6, 2016 @ 7:46am
MaskMcgee (Banned) Feb 6, 2016 @ 7:46am 
I havent had a perfect dilvery yet. Each time ive either damaged my truck or my trailer or got a fine - even on a dilvery that was literally 2 truck lenghths - i crashed leaving the first depot
lotw_1 Feb 6, 2016 @ 7:49am 
Originally posted by bomberswarm2:
I havent had a perfect dilvery yet. Each time ive either damaged my truck or my trailer or got a fine - even on a dilvery that was literally 2 truck lenghths - i crashed leaving the first depot

Wow, I have had only 5 problems with deliveries, two of which where crashes (well I hit something once and a car hit me once). I got a speeding ticket once (cause there are no signs in some places there is supposed to be). But have had a few good deliveries where nothing really went wrong.
p.stucki Feb 6, 2016 @ 7:54am 
Speed limits are there for a reason:

Weighing Station - 20
Cities - 30
Others (like construction sites) - 35 to 40
Highways - 55 or 80

Take a look at the map where your route is leading you, plan accordingly and you will be fine.
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Date Posted: Feb 6, 2016 @ 6:46am
Posts: 38