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As for the truck/crash issue, only option there is to reinstall the mod and sell the trucks, then remove the mod.
The economy is way to easy. That said I don't really chance the income, for me these games are just about relaxing and driving so it's no big deal to me.
But you should really look into economy editing if you want a realistic challenge. I forget what Max said was the most realistic but I think it was in the region of 0.2
Some regions/roads are my favs , so if I put a garage near/ in it I can enjoy that area -write it down on a bit paper what you enjoyed about it. Then 'jump' to the garage and drive it. Use the garage as a 'bookmark' if you will
Fuel is also cheaper, but given the economy that's only really useful very early on unless you use ecomony mods.
I just use them as a 'safe' place to park if I need to rest.