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Once you have your own truck do some Cargo Orders.....once you began doing jobs with your own truck try to upgrade it a little bit (mostly engine and transmission) and try to pay your credit.
When your credit is only worth like 20k get a veery big 400k credit and upgrade your garage and get a 2nd truck with a driver (once u have the driver let him level "long distance drive" [hope u know what i mean]).
After you done that just pay off your bills, after that just gein saving money for more trucks etc....
Hope i could help, for more question add me on steam and feel free to ask me.
I’ll answer them in order.
Use cheat engine to boost money and xp.
You can’t buy a trailer before a truck.
Yes/No depending on skills you selected (such as long range.)
No. If you use my suggestion about cheat engine, you don’t need a loan. If you decide not to use cheat engine, the benefits don’t outway the crush of a loan.
Hope this helps you out!
Just like irl, you just pay for a managers swimming pool. In fact, average 25% of everythings price is just interest, making rich men rich, and poor man poor.
My last restart in ets I did quick jobs until I had a large garage full of drivers and had bought the second garage. Without loans.
Also I felt like quick jobs were more profitable than others -- at the beginning, unskilled. Even jobs with owned trailer seemed less profitabel.
The quick jobs are fine and you can take jobs from any city you have already visited rather than being tied to only taking jobs in the city you are located. If you want to see more of the map then just stick to quick jobs until you really want to own your own truck.
You're only going to struggle if you crash into a lot of stuff damage your vehicle/load, and get a lot of police fines, especially with the base game settings. Drive safely, stay within the speed limit, and you won't have problems.
Based on my calculation at Level 16, a job in the Quick Job market (where you're given a truck and don't have to pay maintenance/fuel/tolls) paid about 75% of what you got when you take the same delivery in the Freight market with your own Vehicles.
It's worth taking loans. They allow you to fast track your company into profitability. Buy additional trucks with the money you borrow, hire drivers and have them bring you passive income. You'll make far more than the interest you pay on the loan.
The $400K loan has daily loan repayments of $5788. Did you know that only $72 of that amount is actually interest on the loan? If you do end up making a loan payment, $5716 is the principal, $72 is interest. You pay off a $400K loan in 72 days. If you do take 72 days to repay it, you only spent $5160 in interest. You can probably make that back with a single quick job at low level.
For the above character, my profit per day is $45,779. After paying $5788 (of which only $72 is interest), to repay the loan, I'm still ahead by $40K, and every 2 days I can borrow another $10K. With the profit per day above, I can pay off a $400K loan in about 9 days and pay about $650 in loan interest. Meanwhile during those 9 days, I bought and was running 3 trucks, hired 3 drivers, and those 3 drivers are bringing in another $3K each per day ($81K over the 9 days). So, I basically paid $650 in loan interest to have a profit of over $80,350.
The world operates on Credit. Credit is not a bad thing if you have a business/financial model where you can spend a bit of money to make multiple times more back.
Want a hard game? Don't take any loans at all. None at all. Earn and save up all the money. Way back in the days of UK Truck Simulator, that game didn't have the option to allow us to borrow money. We had to scrape by and save our pennies, but as soon as we had enough money to buy an additional truck or three and have someone work for us, the money very quickly started to roll in.
Cheats don’t break the game if you donit right. Don’t change tour amount of money to 99999999999 but 25,000,000. Do the same with XP.