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It has impact onto rarity not quantity. You get around the same amount you would get without it.
Aka higher rarity for currency ... more exalts and divines.
Currently it seems 150% (player + map bonus") is the optimal ish.
Its becomes a lot better the more quantity you have on maps. (atlas tree and map bonus)
Rarity? Yes.
Soft cap for total IIR seems to be somewhere in the 100% - 200% range.
IIR from gear is multiplicative with IIR on maps.
As far as I know, anyway.
It affects rarity.
THis was told directly from the Devs in the recent Tavern Talk
Yep. Stupid its in the game.
Yeah its a really stupid stat ^^
Luckily, all my MF was found. One good piece can start the chain reaction into find better pieces with MF.
each 40 maps
45mf increased rarity:
raw divine drops: 0
raw exalt drops: 29
raw chaos drops 4
138mf
raw divine drops: 2
raw exalt drops: 63
raw chaos drops 9
Now ofc 40maps each has high variance
but it seems 100% clear that increased rarity does drop more rare currency
The difference for me is actually insane between the 2
from my experience its not worth even playing maps with less than 100% increased rarity on your char
example: an exalt orb drop can turn into a divine orb drop instead
General consensus is you want to have around 100% IIR on your gear as past this point the stat have significant diminishing returns.
Having some IIR on your gear during campaign was nice as even small amount, around 20%, significantly increased amount of rare items you get. When you get to end-game, ie. Atlas mapping, IIR is the main way to increase your currency gains as more rarity means you get more valuable currency more often.
Combine IIR on gear, increased rarity and quantity of items drops from waypoints affixes, precursor tablet effects and certain league mechanics such as Breach that add large amount of monsters to your maps to "juice" your maps. You can push it to extremes by adding Delirium layers to it and create areas on your Atlas with many towers that can give you massive amounts of loot and currency when you clear maps in such area.