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So, in short, you are the main bread winner of the whole clan - not kingdom (which of course, you are not a part of one/your own yet!). Each clan has a money pool and the leader of each clan is in charge of ensuring it's kept filled for all those clan members with sticky fingers. When you gave your brother the right to manage a party in your name under the clan banner, you gave him treasury rights, in the clan menu, under parties, you have the ability to influence his party expenditure by unticking the 'Unlimited' checkbox and using the slider to assign a more appropriate wage amount proportionate with how much you can afford. Leaving it unlimited led to him trying to make his party as big as he could make it.
Other clans have their own money, and so when you have your own kingdom or join one, they are responsible for their own money (and the ai does cheat a little bit here and there), they also have to buy troops the same way you do ie. travel to villages and towns etc.
So, pay attention to your expenditure and how much money you allocate to party leaders for their party each day.
and my mainparty get 20-40k trashloot after every battle... most towns dont have enough gold to buy my loot...
It's not broken, he is exaggerating. Kinda like the people still screaming u can make 100k in javelins. Super easy, and Super early game. LMAO
So much wrong with those statements in so many different points. But yeah. He can't make that cash that fast, that early. And WHEN YOU CAN make that much cash, you are usually at the point you don't need it for every day things, like troop wages. You will use it to buy 450k helmets. Or 300k Horse Barding. etc.....
Or 4,000,000 gold towns.
But, Back on Topic. As someone said 12k in 5 hours is real slow. 12k in 2 hours is real real slow. OP might wanna brush up on building an economy before letting a "second party" loose. That is a sure fire recipe for failure. ESPECIALLY after he blows that whole 12k getting a mediocre army (your brother). then joins some other lords army, and is captured in a half hour. Losing everything.
Your Whining Post is just that. Whining Even though you try to soften it with half a sentence at the end "no hate btw".
Don't be mad, you aren't alone. The vast majority of people who have no idea what they are talking about in Bannerlord say MUCH of the same things you do. Fortunately when they start to learn a bit about the game, and how it works (it is much different than Warband) they then tend to stop all the whining.
1- Yeah game was buggy 2 years ago at release. And?????? So what? What does that have to do with you not knowing how to make an economy?
2-"Not many features added compared to warband"? Lmao. Sure.
3-Combat is about 10,000,000 times better in bannerlord than in Warband. I've never heard anyone, even the trolliest Trolls in these forums. Not even they are foolish enough to state that combat here is worse than warband. LOL. Warband had the most broken hitboxes ever. It had the dumbest swing mechanic of ANY GAME I ever played. And it had serious bugs EVEN AFTER the game was finished development, and all DLC were released. Combat would Literally BREAK. And you'd have to restart a battle, or Retreat, or Cheat mode and kill some unkillable scrub.
4- On to bannerlord. You are making a beginner mistake. Everyone who spouts how great warband was, and why bannerlord is trash or worse, ALL MAKE THE SAME FEW MISTAKES and all whine about it.
A- They don't know how to make a kingdom
B- They Don't know how to get allies to help do things
C- They don't have the slightest clue how to build and manage an economy, So scream "smithing Be brokened" cause other trolls scream it. Even though they using examples from 8-14 months ago...
D- They don't know how to manage their own clan.
E- Add about 10 more things.. but most have been patched, or toned down.. so It isn't as big of a deal anymore and people stopped whining about it.
Fun Fact. We all had these questions when we started too.
On to your SPECIFIC issue. You Don't know how to make money yet. Based on Your Net Worth at 8-12 hours. You Don't know how to earn it, or what to spend it on. (certainly not a second party), and You still haven't learned how the finances work in game. All this is normal, We all had the same confusion in the beginning too. Most of us just didn't make a troll thread spouting nonsense about how Warband was better lmao.
You should be trading (as others have said), Fighting (and selling the gear), Competing in Tournaments (if you like them, I don't), and Smithing. These are the four main ways to make money early game. Eventually You will get a workshop (that makes trash low income... but it's better than nothing). You will Probably make the mistake of using caravans for cash, then come back to forums and complain they suck, and lose money. You'd be right. They were nerfed big time, Long ago... and slowly have been being Un-nerfed little by little. They still suck.
But if you understand perks (I'm sure you don't yet), you will see some perks that use workshops and Caravans for Renown (this is a GREAT reason to make all the workshops you can). As you play more you will become a vassal, be awarded a castle. Realize it's income sucks too. And you can't even pay for it's garrison. yep. We all been there. Now you see, that the game ACTIVELY wants u to make money, the ways I outlined above.
As to " is there a pool of money"? Yep.. As Psycho above said, all clans share the same treasury. So the cash you make (as your main character) will be shared with the clan. Fortunately they rarely need cash, until You start creating other clan parties. That's why I said don't make a second party too soon. you need a lot of income to support it.
There is also another "pool" of money. I probably shouldn't mention it, since it is a little more advanced. But I list it here, in hopes of alleviating a Future "hey, the AI LORDS all cheat, they gots too much moneys". thread.
about 7 months ago, maybe a little more. TW made it so Enemy Factions (kingdoms) have a minor shared pool of cash. There were multiple reasons this was added, and it REALLY fixed a lot of old issues from release. I'm not sure they ever listed the exact percentage, It doesn't really matter. All that matters is the AI get free troops when they respawn (They always have, and this is a huge source of Confusion, regarding THEIR money vs YOUR money). And they pay maintenance. Often they have zero fiefs, and no source of income. (they don't smith, run workshops etc.). So their troops would all die (and did). They fixed this by giving Each faction its own SHARED pool. Example: A faction has 10 Clans. 2 clans have no fiefs. and LOSE 500 gold a day... based on their army's that they always have, since when they respawn they always get a decent chunk of free upgraded troops. 4 Clans have a fief or two, enough to cover their expenses. And 4 clans have MORE fiefs than they need for their expenses. Now whenever any clan Makes profit or has a surplus a percentage goes into that POOL. and the Two lowest clans can take from it. the rich clans do not.
Confusing? yeah I know. But as you play more, this will all make sense.
Get 300k to 1million gold before u start making other parties would be my suggestion, then make one, and have him INSTANTLY join your ARMY (that u just created). This is best for many reasons. Some of which you listed above. Some you haven't encountered yet (Like they get captured more often than Caravans... They ALWAYS lose ALL their troops, when they are NOT in your army)
~cheers.
That's just the tip of the iceberg.
Those old M&B games are bloody awful if you played them today.
Couple of years ago, right before Bannerlord was released, I reinstalled With Fire & Sword and Warband, just to remember them as they were, one last time.
It was the worst experience that I had that year, playing a video game. Those rollercoaster landscapes, with that godawful user interface. And that bargain-basement AI.
Oh, my god. What a nightmare.
I uninstalled them knowing that I'd never touch them again in my life.
The first thing that sold me on Bannerlord was the greatly improved user interface. It's amazing compared to the schlock that we used to play with.
Ill study up on the game a bit more and see if i feel like playing it again, other than that thanks for telling me how wrong i am ig i dont even know anymore
banner lord has deeper and broader simulation than warband.
It does not use the magic you mentioned to summon troops from no where.
The ai lords use the same logic on basically everything as players do. They need income, recruit from villages, pay wages, need food and horses and sell loot&prisoners.
They also manage their own garrison and fief much like a player.
This is why your Original post exists, IMO.
You aren't willing to learn the game. Multiple people replied on how to fix the issues you are having. I even tried softening it up by saying WE ALL HAD those problems. And more... It's a learning curve you have to go through in Bannerlord.
And you reply with "maybe I am a dumb idiot", or "sorry for wasting your time" etc. This seems like you are now getting upset again.. at not only not knowing those things, but being self deprecating when others explain some of the stuff.
I'm not hating on you. And don't feel I'm wasting my time. I have enough 50-70 dollar games in my library that are absolute trash, and I feel I shouldn't have paid 1 penny for them. If someone is NOT happy with bannerlord, I like to see why.. And if there is Anything I can do to help them understand something in game, I may already know. Or to look at it from a different way, and see if it more to your liking etc. That way they don't feel like they wasted 40 or 50 bucks. Etc.
We wouldn't reply, if we thought we were wasting our time.
Speaking of time. I still believe as you keep playing, and keep asking questions in forums (without the negative slant in an OP), you will learn more and more, and like the game more and more.
~cheers