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After about 60+ troops if your not a lord find a kingdom to become a mercenary this will cover your expenses on its own.
If your dont have land wait until an army is formed and help it, they usually go for castles, and your kingdom usually hands out castles to lords without land. This however will still keep you in debt.
After that i would simply fight other lords and sell off loot, you should get rich fast (still will have a negative income though),
if you need higher end troops just follow a lord in your faction around until someone with more troops beats him then hit then swoop up all the prisoners.
edit: also worth mentioning there are a few perks from skills that will reduce party/garrison costs like the one in Steward 75
Fiefs and everything else will only finance a portion of your budget. Best way to earn is to fight wars and sell the loot. It's also the best way of keeping your kingdom safe, obviously. 8)