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Mostly don't buy any early on and aim at getting them from tournaments.
-Cheap ones are like padded cap. Don't put more than 300 early on it's not worth it.
-If you really want a decent helmet that isn't a padded cap, you can buy the Steel Cap (sturgian helmet) for 18 armor at 800ish denars.
Once you get tournaments helmets, upgrading them is gonna cost you, helmet is the worst cost efficient armorpiece to buy yet the most important one for infantry characters so it's even more important to spend your money upgrading them before considering the highest priced armor pieces.
-Once again, the Steel Nasal Cap from Sturgia cost 10k and gives 35 armor. It's a worth upgrade if you really can't handle the look of your tournament helmet.
-Kettle Helmets you get in Vlandia in the Empire are the most cost effective helmets overall after the steel nasal cap and the tournament helmets.
-The imperial Spangenhelm line of helmets is also a good line of helmets to consider.
You then have 2 options for your next helmets. Those helmet give 45 armor at 40k denars and are the best "cost effective" helmet available by far (at this price range) :
-The Knight Helmet with Bronze Faceguard & Closed Knight Helmet (rare in Vlandian territory). Light and high protection. Anything above cost 20 to 30k more gold.
-The Mameluke Helmet with Mail. Midweight and high protection for the same price as the knight helmets. More common than the knight helmets. Found in Aserai territory.
Everything else is extra costly and are to consider once you have your "gold empire". You pick the strongest helmets you find the best looking and that's it, at this states who cares about their cost effectiveness.
*Shoulder/Neckpieces :
Also avoid buying too much thing here, you can get some of the most toptier shoulder pieces in tournaments !
But here are a few options before tournament pieces :
-Plate pauldrons at 250ish denars for 8 arm armor (khuzait or aserai territory)
-Woven Leather Shoulders at 350 denars for 6/4 body/arm armor (khuzait or aserai territory, maybe can appear in empire ones)
-Legionary studded Harness at 420 denars for 7/4 body/arm armor (empire territory)
-Reinforced Leather Pauldrons at 420 denars for 8/3 body/arm armor (khuzait territory)
-Padded leather shoulders at 500 denars for 8/4 (vlandian & empire territory)
-Legionary Padded Straps at 600 denars for 9/4 (empire territory)
-Legionary Reinforced Studded Harness at 600 denars for 7/6 (empire)
-Leather Lamellar Shoulder guards at 1000 denars for 12/3 (khuzait)
-Reinforced Studded Neckguard at 1300 for 17 body armor (khuzait/aserai)
-Cured Studded Leather Armor at 1800 for 13/6 (khuzait, probably aserai & maybe empire territory too)
Those are cost efficient but not needed, overall stick to those at 600 or bellow and get better shoulder pieces from tournaments (you can get those legionary pieces there). THe best shoulder pieces you get for free in tournaments are :
-The legionary cloak for 16/4 armor that usually cost 3700+. Get it for free in empire tournaments. Not very common as a reward tho
-The Rough bearskin for 16/4 armor that usally cost 3200ish. Get it for free in battanian tournaments. The best tournament shoulder piece as it is lighter thant the legionary cloak and it's a very common reward there !
Above those, consider very few pieces that are worthwile upgrades :
Heavy Lamellar Pouldrons at 9200ish denars for 17/9. Look sexy & big upgrade for arm armor. Empire territory
Reinforced Scale Pouldrons at 9200ish denars for 18/8. Sexy and big upgrade too. Khuzait/Aserai territory. Maybe in Sturgia too.
Everything else cost more than twice the price of those so consider them in very lategame.
Buy a bunch of cheap one, you can get those in tournaments too
But here a few options before tournaments pieces (overally all the pieces at 300ish cost for 9 armor) :
-Rough Tied Braces (khuzait territory)
-Padded mittens (vlandian & empire territory)
-Guarded padded Vambraces (VLandian & empire territory)
But mostly, in tournaments you'll get pieces that give 18 to 22 armor for free, so don't spend too much money on gloves.
Here are some cost effective gloves :
-Lordly Padded mittens for 18 armor. You can buy them in empire & vlandian city for 1400ish and are the most cost effective of the bunch. (winnable in tournaments)
-Mail mittens at 2400 for 20 armor. Vlandian & sturgian cities. (winnable in tournaments)
-Plated striped gauntlets for 22 armor at 3200. Don't remember where you get them. (winnable in tournaments)
-Bronze bracers for 22 armor at 3400. Aserai & khuzait territory.
Everything above cost 1000 to 2000 more denars for 1 or 2 points.
So overall interesting to buy those pieces if you don't get them in tournament, but ideally just get them all in tournaments.
*Boots :
A bunch of cheap one you can buy before getting the free good tournament boots :
-Woodland leg wrappins for 8 armor at 250 (battania)
-Folded Leather boots for 9 armor at 300 (battania)
-Mail Cavalier boots for 12 armor 500 (vlandia)
They are much rare in tournaments tho so here considering buying them might be a priority over boots & shoulders. Toutnament gets you overall boots that give 18 to 20 armor.
Consider buying these anyways :
-Mail Chausses for 22 armor at 2700ish denars (sturgia)
-Strapped Mail chausses for 23 armor at 3300ish denars (sturgia) The best above those cost more than twice this price !
!!! WARING very BEST BOOTS INCOMING !!!
-The Reinforced Suede shoes : For 1750ish denars, get 20 armor with those very light boots. Very light, cheap and still very high armor. Some heavier with less defense armor cost more than those. Khuzait boots.
Here's the big boy coming. You can get a few interesting pieces in tournaments, but here are the best cost efficient pieces at all price ranges :
-Old Fur Armor at 350 for a very cheap cav chestpiece (battania)
-Ring Mail at 420ish for a decent early infantry chestpiece (aserai)
-Aketon for at 470ish for a decent early infantry chestpiece (vlandia)
-Fur armor at 480ish for a decent early infantry chestpiece (battania)
-Rugged Gambeson at 660ish for a decent early cav chestpiece (empire/vlandia)
-Mirrored Leather Armor at 770ish for a decent early cav chest piece (aserai/khuzait)
-Padded Sleeveless short coat (same as above, vlandia)
-Padded Short Coat at 770ish for a decent early infantry chest piece (vlandia)
-Woodland garments at 820ish for a decent allrounder (battania)
-All imperial infantryman gambesons. All have a very good cost effectiveness and fit all kind of role (empire). Cost from 900 to 1450ish denars.
-All imperial auxiliary armors. Same as gambesons. From 1200 to 1450ish denars.
-Light padded armor good all around armor at 1300ish denars. (location not sure)
-Sleeveless padded Coat : The very best cav chestpiece for this price range. Cost 1300ish denars (vlandia/battania)
-Leather armor with irons plates : Best all around chestpiece, especially if you have shoulderpieces that traded some armor in the torso for more in armor in the arms. 1500ish (sturgia/khuzait)
-Leather armor : Slightly better than the previous piece, and lighter, but the cost has bumped to 2300ish. Still worth it (empire territory)
-Reinforced Leather armor. For cavalry, it's much better than the classical leather armor with more torso armor & leg but less arm armor. Same price at 2300ish price range. (empire/khuzait, not sure)
-Rugged scale armor at 3500ish price range. Very good cav armor. Not arm armor tho so get some good shoulders to protect them ! (sturgia)
-Heavy Mail Vest at 3500ish price range. Also very good cav armor. Trade a lil bit of torso armor (compared to Rugged Scale armor) for a lil bit more leg & arm armor. If you enjoy it more take it (battanian)
From there you need to hold onto those pieces till you are fully suited in tournament helmet/gloves/boots. Once you have one of these armors + tournaments helmet/shoulders/gauntlets/boots + a decent daily income with workshop, craft etc.. you can finally start considering good all around armors at 10k to 20k denars. Upgrade them one by one from time to time, it's not an urgent buy but a confortable one. You can even keep your companions with previously listed armors + tournament stuff for a long time, it'll be more worth it to upgrade yourself even more before looking into them.
-Bronze lamellar Vest over Gambeson : The best cost efficient cavalry chestpiece of this price range. good leg armor and very high torso armor for 8700ish denars. Also very light (Aserai & maybe Sturgia)
-Banded Leather Over mail : Very good all arounder for 8900ish price range (Vlandia). Pretty nice for a while and good to keep on companions.
-Leather strips over Padded Robe for 9600ish denars. Very good for infantry. Also best armor you can get as a civilian outfit. (Khuzait/Aserai)
-Mail shirt at 10kish denars. Very good all arounder if you have a shoulder piece that increase mostly chest armor. (vlandia)
-Ranger mail at 11kish denars. Very good all arounder. This sexy piece is a really good jack of all trades piece and a piece to look into when you want to compare other pieces of this pricerange (Battania)
-Infantryman Mail vest 12kish denars. The improved mail shirt. (Empire)
-Gambeson over Mail Armor 16kish denars. One of the very best cavalry chestpiece of this price range. Decent chest armor and very high leg armor. Also very light. (Aserai & Sturgia)
-Heavy Mail shirt with Wide belt at 167kish denars. Very good all arounder even tho it's best as a cav chestpiece. (Battanian)
-Heavy Lamellar Vest at 20k denars. The very best cav chestpiece of this price range. You take the Bronze variant and add 10 armor to the legs. (Sturgian)
So here are those armors you can look into for you and your companions. You're gonna stick around with those for a while, but your companions will probably keep those until the very ultra lategame where you are filthy rich. You really don't need and shouldn't upgrade them further before you're fully kitted out yourself. Speaking about yourself, at a slightly higher cost than the previous one, you can look into getting some pieces that are stronger all around :
-The Red & White Tabard over Mail Hauberk at 25k. For this price range, it's the best all rounder you can get your hands on. (Vlandia)
-The Aserai Chain Mail at 35k. Not as cost efficient as the previous one, but if you prefer this look, you'll lose a lil bit of torso armor for more arm & leg amors. (Aserai)
-Rouge scale Mail at 35k. Like the Aserai Chain Mail. And alternative if you prefer this look, but not as cost efficient as the Hauberk. (Battania/Sturgia)
-Mirror Bringadine Armor at 45k. The upgrade of the Tabard over Mail Hauberk. Way less cost effective, but better nonetheless. If you feel like spending this much, you get this nice armor in return (Aserai)
-Stitched Leather over Mail. Exactly the same as the previous armor. (Khuzait)
There is also a very specialised piece of armor that happens to be so freaking good for it's pricerange. Consider getting it for yourself or your favorite companions if you/they are on foot :
-the Light Lamellar Armor : No leg armor (so it's a total nope for cav) but trade this for a HUGE amount of body armor and high armount of arm armor. For this much upper armor, it's pretty light. At 40k it's ultra worth it.
Anything above these armors become the ultra lategame armors you should consider once you become filthy rich and you need money thinks.
So here you are guys. It answers the question i saw on some topics + i liked doing this so if you don't care, well know that i also don't care that you don't :p.
Hope people who are interested in this will find some use in this and have fun Calradia !
Thanks :p
Throw weapon is less damage in this game than warband, I noticed.
That's also why looking for the most cost efficient armor pieces is interesting (hence why i felt like doing this guide)
In Bannerlord damages are overall higher than in WB, especially with 2 handers (they basically oneshot anything).
Armor is crap.
According your money and progression buy or win: light armor, medium armor, heavy armor. Buying of armor for 750k doesnt worth only when u got wasteful bunch of money (and yes heavy armor is pretty nice).
Even in strongest armor you are not semi god and one good headshot can knock you off. Also harpoon in chest, neck, toe, finger, etc.. (on realistic mode, dont know how it works on easier modes).
Also weakest hammer which is used by looters can deal you 20dmg.
Also consider your build when you are runner - going for attletic you dont want heaviest armor as soon as possible. Only after u have above 200 attletic so you can run fast enough even in heavy armor.
Then buy an army. 5 mercs are going to be more useful than any armor you could ever buy. Just buy a shield, 2 stacks of arrows, a bow, and a horse. Then sit back giving orders bored to death. It's very effective.
Do smithing and get 5 mil
Then buy top tier armour whenever its available
Yeah, that's a pretty accurate sum up ahah. It's a bit sad tho, i wish they could be at least a tiny bit more impactful.
And yeah there's always that. It's the more reasonable way to afford the money for these armor pieces in the end ahah