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Provide a screenshot of your wages in the campaign screen (mouse over the income icon) so that we can help?
You can also limit the amount they can borrow from you if I remember correctly, don't know for sure, still playing on 1.5.9 and it doesn't have that feature yet.
Also check if you aren't losing money because of your workshops having to spend more on materials than they get from selling the end product.
that is actually the Party Wages, you can set a amount like 500 gold and they won't go over it.
if they go over it their Soldiers will leave the Party.
The wage cap seems poorly implemented as it doesn't stop them upgrading troops. So if they upgrade and go over the wage limit their troops will desert. It also doesn't prevent those extra costs.
When you get to mid to late game, then maybe consider it so you have armies you can rally to your side because your party will not be 2k troop capable on its own...but yeah, you are still paying to have those auxiliary parties in your clan, sometimes they make enough from their adventures to cover their costs...but usually they are a net negative.
If it's a clan party the money you saw it "ate" was recruitment expenses not wages, even though i think it's described as being "party wages". It just taxes you at the end of the day instead of right when they recruit their men. Ater they reach the max number of troops it stabilises in only wage expenses.
well I have 2 castles, 4 towns, 3 caravans and 4 workshops I'm still poor af and I barely break even. I must REALLY suck at this game :(
Also I'm playing realistic on every settings, that might explain the struggle no?
If you guys have a suggestion regarding the settings so that the game feels more balanced please share!