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-close all jobs that you don't need and set offices to college only... also pay very close attention to the productivity of your office buildings. Since they generate money based on population in the area it is super easy to build too many office buildings and end up losing money. Unless you are in a super populated area you shouldn't have more than 2 office buildings, check the productivity
-Lower the amount of slots available in certain jobs, if you aren't building there is no reason to have all the slots in every construction office open. Same thing for buildings that you've already passed historically, i.e. don't have 2 clinics and a hospital in an area where one hospital is enough or don't have a catholic mission, a church and a Cathedral in the same area.
-ENTERTAINMENT jobs: Not everyone wants to break their backs at the plantations or cutting wood, make sure that you also have entertainment jobs open to illiterate people
-Housing: Make sure that there is adequate housing FOR THAT INCOME LEVEL somewhere near the job you are trying to fill. Also make sure that the housing and environmental happiness is high. (use housing managers/build parks and decorations/use the waste treatment plants EVERYWHERE you see dark yellow/orange/red) Housing helps alot.
-Industry: dont go crazy trying to have every industry on one island, pick some that make money based on your island's resources and build that industry as far as possible, as soon as you pass an era re-evaluate what your industry should focus on so that; for example, you are not relying on Wood>Lumber>Planks>Furniture past the 3rd era. If you have an abundance of gold and WANT to make furniture past the 3rd era, import the base resources and move those workers elsewhere.
-Overbuilding: having a lot of money can be a curse, you start to expand faster than your population and ending up with empty industry. TOURISM is the answer, gets more money and requires VERY LITTLE personnel, plus it increases your standing with Tropicans as well. You can spend all that money you have piled up and put those 5 construction offices to work, all without overbuilding and spreading the population thin. (well... as thing as you would have if you built resource+industry buildings.
There is more advice but this is already getting tomelike so i will stop, hope it helps.
Check what sort of jobs are open and keep in mind that college and high school jobs take a little time to fill as they educate themselves beforehand.
I had the same problem, I overbuilt my island then people stopped working the farms. I got those jobs filled by raising the budgets to the maximum, it took about 6 months (with two docks, and open immigration).