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The farming skill tree has some useful ways to get money as well. I've heard that bee hives are very lucrative and give a lot of honey to sell. You can also grow wheat and make bread to sell if you can figure out all the steps to that process.
For me, the best way to earn gold is still brewing beer.
We are talking about tens of thousands of gold, not pocket money.
You collect wheat, extract the grain with a flail, then at the alchemy table (opens at level 13 of construction or look in cities) from the grain, brew beer, which opens at level 12 of agriculture.
I like fishers so I start with a town with a river. I buy raw fish from my family and cook it at someone else's oven and sell it to an inn or such that is not owned by my family. Usually my family's "raw fish meat" price verse non-family's "cooked fish meat" price is enough to get me started.
Note that prices can change when you leave and re-enter town. So I buy, cook, haul, sell fish until my family has no more fish for that day (or the buyer is out of coin). So you start with 20 coin and just keep buying/selling more and more each round of sales until you can't haul no more per sale.
I try to buy and sell in bunches that have no lost "cents"/change. When buying it rounds cost up to a whole coin and when selling it rounds down to a whole coin, so for each buy+sell transaction that's a 2 coin loss. So for the first buy with your 20 coin watch out for that.
To get xxx.00 coin on the sell, works out to be five clicks of the double arrow for stackable items like fish, when selling to an npc. However you'll need enough strength to carry that.
If you start with the pickaxe you can also mine metal, which you can smelt with the adventuring skill to make your starting knife without having to enter combat.
Gear>weapon skill in the beginning, extremely so. Craft a shortbow with decent wood (like buying mahogny from a vendor) and you will do a lot of damage to early stuff, which you wouldn't do starting with the hunter skill and the default bow.
Beer works but you'll probably want to do it on an int character because it'll take you FOREVER (no seriously stock up on water and food and take sleep breaks) to craft large enough piles to make money, like 10g a pop, you'll probably need to drag it rather than carry it. If your map has a lot of Peaks then yeah go adamantium farming, make sure you have enough Hunting skill to track mobs in case of golems.
Unfortunately going out and slaying ♥♥♥♥ isnt a great way to make money because even legendary drops wont cover a fraction the cost of upgrading a skill
I personally think the value rewards from clearing hard/extreme camps could be increased for the combat types; and all crafting trees should include some passives to help with income for the passive types. Like "Your crafted wears sell for 10% more" as 30/50 bonus for armor/weapon/leather/carpentry/tailor/imbueing so if you wanted to go pure merchant you could rake in a lot. You'd be weak but you'd be rich ! But atm anything you craft besides ingots is going to sell for less than the raw materials would; so being a Crafter is a gold sink rather than an income.
1 honey per day from every beehive (to build 1 beehive you need only 4 wood)
also, at 10 lvl of Carpentry you can mass crafting and sell wooden shields at the same price for 1 wood each.
How do you find a mass supply of ores? Its such a pain to go into every town and check every family, then sometimes they do and sometimes they dont sell it.
Also since I'm thinking about it, do you have to buy at a discount or does it still turn a profit buying at full price/over paid?
hm, elven wood is worth 30. Highest priced wood probably. It could be a viable method to commit knife ear genocide on there tree and cut the whole thing down and sell it to another elf village.
Edit: Genocide is extremely profitable and easy. Pick a elven settlement with a high population. Kill everyone. You can sell all there crap to each other too. Just be careful. Recommend having good equipment. And sometimes you need to run to clear it out. Then once you have it clear you can start chopping down all that sweet sweet elven wood. Big money.