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It's also worth pointing out that until the beginning of the 21st year of service, this added chance of death is not increased. So from years five to twenty of being a leader, your guys have the same flat percentage chance of death due to service - namely, a yearly* 2% if unassigned, 3.9% if assigned, and 13.1% if in battle/siege. Other chances of death due to age or unlucky event are unaffected by this.
*Daily chance works out at roughly 0.005% if you're interested.
EDIT: So yeah, it's really just an observation bias. We all get it, mainly because we are always aware of when OUR side loses generals and rulers, but we don't see how many of other nations are losing their dice rolls.
With good reason, commanding armies was a dangerous business back in the day.
Not necessarily ending up in a really early death every single time. Especially out of combat, makes no sense.
Or even training accidents, camp diseases, randomly being chucked off a horse and landing wrong. There's an entire litany of ways people in power died back then.