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Extra money never hurts playing as anyone else though. Just split your horses off when your infantry is besieging a fort for some extra pocket money.
@OP you're not paying your army to loot though. You're paying them to win the war. Looting is effectively free money, you'd be paying the army the same regardless of them looting or not. If you're hiring troops and starting wars solely to loot, then yeah I guess it's a loss, but nobody does that.