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It is important also to mention as which country you are playing as. If you would do that we could help you much more.
Give all you Ducats to a Nigerian Prince. wait 2 centuries, then profit.
Poland can safely go Economic. More tax and cheaper development on that big amount of farmland.
But in general the way of getting cash are:
1- getting more trade power in your main node, by conquest of centers of trade and river estuaries + buildings + light ships. After you have plenty there then focus on the secondary area where the second merchant is (the second merchant should be steering to your main node, NOT collecting on secondary node).
2- Tax/administrative development of farmland and grasslands that have no estates, as those increase autonomy and thus greatly reduce gains. Aim to have 9 or more base tax and put temples in all of those. Keep burghers happy and influential, they decrease development cost by up to 10%
3- In wars with very big countries ALWAYS use war indemnities (the 10% war score option). Taking one province from Ottomans is irrelevant. Making them pay 10% of their income isn´t.