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I hope you realize that Dropbox stores all your information right? Nothing has changed except the new YNAB is actually slightly safer because it removes another authentication chain between Dropbox and YNAB 4.
If security is what you're concerned about, then you can read the security section on YNAB. It's pretty much bulletproof to physical hacking because of the following reasons: forced HTTPS, encryption at rest, only 6 people have access in the world, and hashed passwords. The most likely scenario of your account being compromised is someone looking from behind or having a weak password.
Social engineering is and always has been the weakest link in the chain.
Please excuse my assumption. You truly are an individual with a solution that most of us do not utilize, so I see how the sync feature is irrelevant.
how you can adjust your own server in YNAB4? Can you explain us, cause i can't see any options there to choose an own server instead of dropbox.
Change your sync folder. I use a Synology NAS, and it has a cloud sync utility (that basically syncs a folder to the NAS). The only caveat is that you cannot use mobile services, as they directly use dropbox. But as I don't use the mobile apps, it doesn't really matter for me.
http://forum.youneedabudget.com/discussion/16296/support-for-google-drive-icloud-sugarsync-local-networks/p1
That post also hinted at the fact that they were going cloud. I just didn't get that they were totally going SaaS from that post.
A step by step instruction post:
http://classic.youneedabudget.com/support/article/share-your-budget-without-using-dropbox
ok, thanks, i thought you knew a way for full synology support also for YNAB classic app, or maybe editing YNAB config file, idk.
Check here: http://www.youneedabudget.com/blog/post/the-new-ynab-is-here
You may be able to take advantage of that.
Also, all YNAB 4 users get a 10% discount, or $45 a year. If you save $5 a month, that's 3 months of float time per year.
Look safe as ♥♥♥♥!
I don't know how did you get your knowledge about cyber security but safe as hearts doesn't sound very scientific to me
Still they should have done a Steam version.
If they REALLY want to get into a subscriptions system, Steam allow that.
They can use Steam infrascructure WITHOUT forcing the use of Steam once installed.
Several software does that and still sell their own on their own store too and all works fine.