Football Manager 2024

Football Manager 2024

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daveyfunk Nov 28, 2023 @ 9:11am
New ways to make money?
I'm playing FM23 and I'm currently in year 2043 and despite winning every competition every year I have absolutely no way to make money as I have 3 debts the club are paying back and don't end until 2060

Basically winning every competition and my transfer budget each year is around 25m but transfers are through the roof!!! The game hits a massive spike in transfer fees and wages at a point and then continues to skyrocket

Simply aren't enough ways to make money in the game with how inflation goes up

Are there any improvements as to FM24 in this regard?
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Showing 1-15 of 15 comments
Garuda One Nov 28, 2023 @ 9:16am 
Be more willing to sell players would be the immediate thought I'd have.

I've kinda had this issue too though cause I tend to get attached to players and don't want to sell them when they're at max value. Been something I've been working on this year especially since player sales are so important to finances.
daveyfunk Nov 28, 2023 @ 9:29am 
Originally posted by Garuda One:
Be more willing to sell players would be the immediate thought I'd have.

I've kinda had this issue too though cause I tend to get attached to players and don't want to sell them when they're at max value. Been something I've been working on this year especially since player sales are so important to finances.

But it becomes impossible as for some reason opposition clubs start asking for extortionate fees for their players but don't have the finances to pay the same for yours. As a player on the game you have to exploit all the additional clauses to get players in but the game managers cant do this and so the market inflates and gets unbalanced very quickly as you progress further into the future.

There's no way to sustain it

Are there no additional ways to make money in FM24? I'd imagine the same problem persists then as you get further into the future?
Garuda One Nov 28, 2023 @ 9:37am 
I haven't played deep enough into a save at the highest level to be sure on this. I know in 23 after about 2030ish or so, basically elite players only bounced between the same top 5-8 clubs in Europe. Occasionally I'd see a player force their way out for a reasonable cost, or leave on a free but that was relatively rare. Nobody else had the finances to really play ball. Kinda sucks if it's the same+amplified this year. I'm in 2026 and haven't had any issues buying or selling players at reasonable prices- but I'm still only a 'championship' level club- playing in Sweden at the moment. Still have 3-6 seasons probably before I'm pursuing the 'elite' crop.

If it's only an issue at the very very top I can live with that, I guess. I blame reality for this honestly cause the next 5-10 years in real life are probably going to end up being similar with most non-Middle Eastern backed clubs struggling against the handful of giant money teams+Saudi- worse than it already is I mean.

As for other revenue streams, aside random Sponsorship acquisition- or trying to sign high rep foreign players to boost commercial sales(minimal probably) I don't know of any.
Last edited by Garuda One; Nov 28, 2023 @ 9:38am
daveyfunk Nov 28, 2023 @ 9:48am 
To give an example I've gone back 10 years (so 2033 in game) and calculated total money from transfers in and transfers out and how many players this is

Transfers in - 17 players = 754m...highest cost paid 180m

Transfers out - 31 players = 605m...highest fee received 82m

I've always had the best players, or looked to get them, but my wage cost in 2043 is now at around 16m a month on average
daveyfunk Nov 28, 2023 @ 9:55am 
Originally posted by Garuda One:
I haven't played deep enough into a save at the highest level to be sure on this. I know in 23 after about 2030ish or so, basically elite players only bounced between the same top 5-8 clubs in Europe. Occasionally I'd see a player force their way out for a reasonable cost, or leave on a free but that was relatively rare. Nobody else had the finances to really play ball. Kinda sucks if it's the same+amplified this year. I'm in 2026 and haven't had any issues buying or selling players at reasonable prices- but I'm still only a 'championship' level club- playing in Sweden at the moment. Still have 3-6 seasons probably before I'm pursuing the 'elite' crop.

If it's only an issue at the very very top I can live with that, I guess. I blame reality for this honestly cause the next 5-10 years in real life are probably going to end up being similar with most non-Middle Eastern backed clubs struggling against the handful of giant money teams+Saudi- worse than it already is I mean.

As for other revenue streams, aside random Sponsorship acquisition- or trying to sign high rep foreign players to boost commercial sales(minimal probably) I don't know of any.

Yeah, I'm by no means saying this isn't realistic as to inflation in real life football and wages in particular are astronomical. My issue that in game you don't have various ways to make money and so early game selling players works to make money but it gets out of balance very quickly as you move forward

I'm a Spurs fan and Spurs certainly haven't made their money through winning competitions haha but they're one of the richest clubs in the world as they generate income through various business ventures

If Spurs were winning competitions like I do in FM they'd be untouchable money wise with how they do business and competition revenue

I can appreciate Sports Interactive wont want to turn the game into a business sim, but there should be a way to balance out finances as simply isn't realistic to be winning the PL and CL constantly and not making money. Perhaps they could just increase the prize winnings for each competetion as ther years go on and this would help balance inflation?
steve silent Nov 28, 2023 @ 10:10am 
Originally posted by daveyfunk:
To give an example I've gone back 10 years (so 2033 in game) and calculated total money from transfers in and transfers out and how many players this is

Transfers in - 17 players = 754m...highest cost paid 180m

Transfers out - 31 players = 605m...highest fee received 82m

I've always had the best players, or looked to get them, but my wage cost in 2043 is now at around 16m a month on average

paying too much for players and not getting enough for players you need to reverse that trend.

Its a business if your outgoing cash is higher than your income, you go bust.

But until you get that sorted, you need to bring the youth into your 1st team and get their selling price up by playing them.

The youth are generally free income.

A good way to teach you would be to get a level 10 database and start from the bottom with no money.
Last edited by steve silent; Nov 28, 2023 @ 10:16am
Garuda One Nov 28, 2023 @ 10:19am 
Originally posted by daveyfunk:
Originally posted by Garuda One:
I haven't played deep enough into a save at the highest level to be sure on this. I know in 23 after about 2030ish or so, basically elite players only bounced between the same top 5-8 clubs in Europe. Occasionally I'd see a player force their way out for a reasonable cost, or leave on a free but that was relatively rare. Nobody else had the finances to really play ball. Kinda sucks if it's the same+amplified this year. I'm in 2026 and haven't had any issues buying or selling players at reasonable prices- but I'm still only a 'championship' level club- playing in Sweden at the moment. Still have 3-6 seasons probably before I'm pursuing the 'elite' crop.

If it's only an issue at the very very top I can live with that, I guess. I blame reality for this honestly cause the next 5-10 years in real life are probably going to end up being similar with most non-Middle Eastern backed clubs struggling against the handful of giant money teams+Saudi- worse than it already is I mean.

As for other revenue streams, aside random Sponsorship acquisition- or trying to sign high rep foreign players to boost commercial sales(minimal probably) I don't know of any.

Yeah, I'm by no means saying this isn't realistic as to inflation in real life football and wages in particular are astronomical. My issue that in game you don't have various ways to make money and so early game selling players works to make money but it gets out of balance very quickly as you move forward

I'm a Spurs fan and Spurs certainly haven't made their money through winning competitions haha but they're one of the richest clubs in the world as they generate income through various business ventures

If Spurs were winning competitions like I do in FM they'd be untouchable money wise with how they do business and competition revenue

I can appreciate Sports Interactive wont want to turn the game into a business sim, but there should be a way to balance out finances as simply isn't realistic to be winning the PL and CL constantly and not making money. Perhaps they could just increase the prize winnings for each competetion as ther years go on and this would help balance inflation?


I would actually love having more flexibility with club business aspects. I guess that would fall outside the scope of the manager though. I am with you however, I wish we had some way to influence a club's business operations even if it's indirectly. Or at least, it was more clear what the clubs were doing in the game to try to balance finances through means outside just club activities. Probably too great an ask though. Sadly I think if SI is going to stay true to reflecting reality, things are just going to get worse lol.
daveyfunk Nov 28, 2023 @ 10:20am 
Originally posted by steve silent:
Originally posted by daveyfunk:
To give an example I've gone back 10 years (so 2033 in game) and calculated total money from transfers in and transfers out and how many players this is

Transfers in - 17 players = 754m...highest cost paid 180m

Transfers out - 31 players = 605m...highest fee received 82m

I've always had the best players, or looked to get them, but my wage cost in 2043 is now at around 16m a month on average

paying too much for players and not getting enough for players you need to reverse that trend.

Its a business if your outgoing cash is higher than your income, you go bust.

Not paying the money doesn't then mean it brings the price down though. As the game progresses you have no choice but to pay more as inflation just keeps going up as the game progresses.

Early in the game paying top fees wasn't an issue as they weren't that extortionate and selling players and competition money would mean you're in profit. When you play the game 15/20 years in the future you cant make profit staying on top of the game as ways of making money stays relatively static but inflation for transfers inflates to ridiculous amounts

I'm guessing by replies there aren't changes in FM24
steve silent Nov 28, 2023 @ 10:22am 
Originally posted by daveyfunk:
Originally posted by steve silent:

paying too much for players and not getting enough for players you need to reverse that trend.

Its a business if your outgoing cash is higher than your income, you go bust.

Not paying the money doesn't then mean it brings the price down though. As the game progresses you have no choice but to pay more as inflation just keeps going up as the game progresses.

Early in the game paying top fees wasn't an issue as they weren't that extortionate and selling players and competition money would mean you're in profit. When you play the game 15/20 years in the future you cant make profit staying on top of the game as ways of making money stays relatively static but inflation for transfers inflates to ridiculous amounts

I'm guessing by replies there aren't changes in FM24


then sell a few top players and bring youth up, as i said youth are the money makers.
daveyfunk Nov 28, 2023 @ 10:26am 
Originally posted by steve silent:
Originally posted by daveyfunk:

Not paying the money doesn't then mean it brings the price down though. As the game progresses you have no choice but to pay more as inflation just keeps going up as the game progresses.

Early in the game paying top fees wasn't an issue as they weren't that extortionate and selling players and competition money would mean you're in profit. When you play the game 15/20 years in the future you cant make profit staying on top of the game as ways of making money stays relatively static but inflation for transfers inflates to ridiculous amounts

I'm guessing by replies there aren't changes in FM24


then sell a few top players and bring youth up, as i said youth are the money makers.

I'm not sure what you're not getting? Have you played 15/20 years in the future? No AI club has the money to buy players at the rate they look to sell, as I've explained in posts above.

As a player you have to resort to taking advantage of additional clauses to pay fees in installments but AI cant do this and so you're stuck at selling players for much less than you have to buy

I know how selling players works haha but I'm explaining how the game falls off a cliff the deeper you get into it
steve silent Nov 28, 2023 @ 10:37am 
Forget the clauses etc that does not matter.

You outgoings are more than your incoming money.. its basic business sense.

How good is your youth system if its the best you should be bringing through lots of world class players

i see 31 players sold for less than the 17 you brought in ... NOT GOOD BUSINESS.
Garuda One Nov 28, 2023 @ 10:42am 
Originally posted by steve silent:
Forget the clauses etc that does not matter.

You outgoings are more than your incoming money.. its basic business sense.

How good is your youth system if its the best you should be bringing through lots of world class players

i see 31 players sold for less than the 17 you brought in ... NOT GOOD BUSINESS.


Yes, you're right on principle but you're missing the entire point of the OP lol
daveyfunk Nov 28, 2023 @ 10:43am 
Originally posted by steve silent:
Forget the clauses etc that does not matter.

You outgoings are more than your incoming money.. its basic business sense.

How good is your youth system if its the best you should be bringing through lots of world class players

i see 31 players sold for less than the 17 you brought in ... NOT GOOD BUSINESS.

I'm trying to post a screen shot but I'm struggling. I'd show you a player that is valued at 207-302m and is rated as 4 stars by my scouts. I win every competition and have 5 star players and highest valued player in my squad is 75-82m

When I go to the scouting page majority of decent players are noted 'not for sale' and so would cost an extorionate amount but there isn't one thats below 100m that's worth buying. It progressively gets like that the deeper you get into the game

Find me a player when you start anywhere close to valued at 302m haha
steve silent Nov 28, 2023 @ 10:53am 
Originally posted by daveyfunk:
Originally posted by steve silent:
Forget the clauses etc that does not matter.

You outgoings are more than your incoming money.. its basic business sense.

How good is your youth system if its the best you should be bringing through lots of world class players

i see 31 players sold for less than the 17 you brought in ... NOT GOOD BUSINESS.

I'm trying to post a screen shot but I'm struggling. I'd show you a player that is valued at 207-302m and is rated as 4 stars by my scouts. I win every competition and have 5 star players and highest valued player in my squad is 75-82m

When I go to the scouting page majority of decent players are noted 'not for sale' and so would cost an extorionate amount but there isn't one thats below 100m that's worth buying. It progressively gets like that the deeper you get into the game

Find me a player when you start anywhere close to valued at 302m haha

And just like real life then.

over inflated prices etc etc, look at whats happening at Man City at the moment, with the FFA

the problem in game in that situation is what happens in real life football.

My home club Huddersfield Town nearly went bankrupt because of bad management back in the 90's.. you know how we solved it .. sold all our good players and just played the youth squad and loanee's, it brings wages down, it brings costs down..

Look everything your telling me i know, i've played fm since CM every version except fm22. i've always played from level 10 when the database is available.

To be successful 20,30, 40, 50 years down the line, you have to be in control of your finances and not spend stupid on a ton of players while selling at a loss.

edit:: look in your youth squad you might have a player that one day could be worth a billion pounds.. use the issues you have on other clubs over inflate like they do..

in my current save i am level 10 non contract club 1st division after promotion from 2nd div, i took a promising youth regen player who played fantastic over his first season and had to give him a part time contact to keep him at club for another year because i have prem clubs Arsenal and West Ham after him with a price tag of 1 million

i am hoping to get at least another 1/2 mill out of them before i left him go.
Last edited by steve silent; Nov 28, 2023 @ 11:02am
daveyfunk Nov 28, 2023 @ 10:55am 
Originally posted by steve silent:
Originally posted by daveyfunk:

I'm trying to post a screen shot but I'm struggling. I'd show you a player that is valued at 207-302m and is rated as 4 stars by my scouts. I win every competition and have 5 star players and highest valued player in my squad is 75-82m

When I go to the scouting page majority of decent players are noted 'not for sale' and so would cost an extorionate amount but there isn't one thats below 100m that's worth buying. It progressively gets like that the deeper you get into the game

Find me a player when you start anywhere close to valued at 302m haha

And just like real life then.

over inflated prices etc etc, look at whats happening at Man City at the moment, with the FFA

the problem in game in that situation is what happens in real life football.

My home club Huddersfield Town nearly went bankrupt because of bad management back in the 90's.. you know how we solved it .. sold all our good players and just played the youth squad and loanee's, it brings wages down, it brings costs down..

Look everything your telling me i know, i've played fm since CM every version except fm22. i've always played from level 10 when the database is available.

To be successful 20,30, 40, 50 years down the line, you have to be in control of your finances and not spend stupid on a ton of players while selling at a loss.

Hopefully you'll see the below if I've done it right which shows the scouting market

https://steamcommunity.com/sharedfiles/filedetails/?id=3098915198

This is my squad which are better players

https://steamcommunity.com/sharedfiles/filedetails/?id=3098919809
Last edited by daveyfunk; Nov 28, 2023 @ 10:59am
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Date Posted: Nov 28, 2023 @ 9:11am
Posts: 15