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the mint is the easist way and you can even sustain it infinitly via buying cooper for cheap normally from granbazaar and making them into coopercoins who have normally more worth than the ore
borrow money should only be considered at emergencies when you run danger of not being able to pay you rats sparking rebellions.
early game the mint is best later you should also trade to get big money.
I haven't even attempted to craft copper coins, gold is extremely plentiful by comparison and has no better uses while copper can be used for your military instead
the gold coins are worth 100 each
No. A gold coin worth 100 Pia. 35 is the price for ratizens. If you watch the minter deposit gold coin batch, they'll get 175 Pia for their trouble while you get 325 Pia in your saving.
actually ratopia is like communism because your gold = our gold
if i cant find copper ore, then its a hard map to play. i would rush digging around or prepare to go with trade route.