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Steal a master set in Caldera mage guild. Zero risk
Buy wickweat and saltrice from the gal in Balmora temple. Make restore fatigue potion, sell to the creeper in Caldera.
Starts slow, but makes you very rich very fast. In fact, it's so effective, that alot of mods nuke it.
Other one time opportunities: glass dagger in Suran in terrible condition (sold by the pawnbroker). Repair and sell to creeper for 4k
Daedric dagger in Vivec, Redoran Underworks, guarded by a ancestral ghost. Sells for 10k
Edit: there's also Vasir-Dinatat mine and Redoran vault, but that's so crazy I wont tell you :D
Soul Gems.
???
Profit!
Soul farming is broken, even if you use the Soul Gem Revalue option in the MCP.
Try making a Fortify Mercantile, Personality, Speechcraft, and Luck 100 Points for 1 Second on Self spell, then casting right before you speak to a merchant. Cast, open dialogue, barter. Become the Rick Harrison you were born to be. Show them the art of the deal.
Stock up on Sujamma and loot EVERYTHING in every cave, cast that spell, sell sell sell! You will become Jordan Peterson.
Money is so easy to get in this game it's unreal. You could always pay for training to level faster, but once you get decent skill level (50+) and good Agility (60+) you'll hit more and be hit less. Sanctuary is also useful for not getting hit.
With my unrestricted character (that is, all secrets are open and I soul farm like a ♥♥♥♥♥♥♥♥♥♥♥♥) I've made over 3 million gold by level 50, and I am level 50 1/3 of the way through ALL faction quests.
With my restricted character (that is, slow role playing but all factions in faction appropriate armor with favored weapons and such), I'm level 30 with 106k gold - and that's after paying for training my Sneak and Mysticism up to 100 (roughly 10k per 10 points after a while.) How? I sell, sell, sell! Armor and weapons are the big money items, but scrolls, potions, ingredients like Hack Lo and Ebony, those are all good things to sell too.
For the first option, you can increase your chance to hit with a Shrine of Vivec's Fury (Fortify attack 5pts), which can be found in the High Fane in Vivec city.
For the second option, I recommend abusing alchemy and restoration. Go to Mournhold, get a "Masterful (anything) Wisdom" spell, create a fortify skill spell for alchemy 100pts for 1 sec on self, make crazy potions, ?????, profit!
You can haggle for the price that you sell. If you notice next to the "Total Sold," there are + and - buttons. The merchant has a chance of accepting your offer, based on what they offered in the first place.
In addition, the mercantile skill increases the base offer from merchants. The base offer is also affected by personality, speechcraft, and luck.
Word of warning though: fortify <skill> is utterly broken, most OP spell in the game. One spell to rule them all: security, speechcraft, enchant, alchemy, mercantilie, fortify <skill> makes them all meaningless.
Nothing against exploi...err...meta gaming, I'm guilty as charged, but fortify <skill> sucks the fun out of the game, more sooner then later.
Well, their money amounts stay the same (Arrille, without a mod, will never have more than 800 per day to haggle with) and the amount you get for selling depends on Mercantile and their disposition towards you - the little blue bar in their dialogue window.
I suggest installing More Barter Gold http://www.nexusmods.com/morrowind/mods/40053/? to make merchants have 10x their normal amount for easier selling of loot - so Arrille would have 8000 rather than 800, and the Mournhold merchants will have like 100k gold to work with.
Another one I use when I have too much to sell and don't feel like running from stall to stall, town to town are
Creature Merchants http://www.nexusmods.com/morrowind/mods/44478/? which adds Creeper-like creature merchants to almost every town (a shalk in Suran, a Guar in Balmora, an ash zombie in Ald Velothi, a kwama warrior in Gnisis, etc.) - also, each one has 1,000,000 gold. Super convenient for offloading tons of loot between quests.
in the sensor office : pick up the most expensive items drop them on the floor before the guard speaks to you.. you cannot get a fine yet, so that nice 650 gold platter, those 4 50 gold books, and in the other office, the key to the warehouse are yours... go along and take more, but anything thats expensive take it..
After you get out, do the ring-quest so you get a better trade-ratio at the vendor in seyda neen.
now break into every house, take all the stuff, sell it to the vendor.. should all in all make you around 4000 gold and pay for enough training to get yo to level 5 or 6 (with every level leveling up +5 endurance +1 luck and +5 something else)
Now once you cleaned out that place, go walk to balmorra, do not take the silt strider to balmorra just yet... while on the way dive for pearls (worth 100 gold each) in the lakes... pick up flowers and plant parts (some are quite valueble) and jump up and down and run all the time to train your atletics and acrobatics skills..
-> killing the few mudcraps and gliders you encounter should be easy, but do not assault guars or other such strong mobs yet...
(you should encounter the dude falling from the sky, who gives you some pretty valueble items to sell)
don't go through the ravine just yet.. take a d-tour and enter pelagiat, more breaking and entering and stealing for you.
(don't care for the npc's shouting... do watch if they give you a fine.. in most houses taking items will not make the owner happy but won't get you a fine.. not all though.. so save regulairly)
clearing out pelagiat and doing some quests there should gain you 6000 more.. so with 10000 gold in the pocket you enter balmorra..
-> when you walk through the gate.... go the the trade shop right in front of you... take the upper door... you can use that bed (if you sneak) and I usually drop stuff there on the ground I want to keep and no carry on me till I own a house (owning house needs mods or becoming master of one of the great houses)
Now you go plunder balmorra, join the guilds allos you to take the contents of their chests freely, you can take the content of any crates and barrels that are outside for free, and well steal expensive items you might want to use (there are some nice orkish and glass armor items around that are insanely expensive to buy but you can steal them for a five finger discount;)
when you visit your quest-objective there notice he has quite the lot of skooma and moon sugar laying around.. when you entered balmorra there was a vendor to your right that sold only crap.. but it is a khajiit.. khajiit vendors buy moon sugar and skooma..
do quests in and near balmorra, many are well paying and easy (like clearing out the rats)
-if your lucky it'll take you about 30 ingame days to do that and after 30 days the guild chests will have respawned, more money for you...
Since you now must have killed somebody by now (probably for a quest even if it were merely the bandits occupying the kwama egg mine)
and once you do you can be waked when sleeping by an assasin.. thats great.. their outfit is extremely expensive.. and if you manage to land a hit on them before they trow their dart.. their one dart is valued a whopping 25000 coins!
just saving sleeping and reloading if no new assasin spawns will give you a pile of expensive asssasin gear...
spend the money you make on training... the higher you get, the better the gear of the assassins get, the more money you'll make. (their weapons are leveled their gear is not)
-> be warned at the last upgrade they get a stunning dagger.. quite anoying to deal with..)
sell all the pieces you don't need.. so now you are equipped with a full set of equisit clothing, a nice black assasins armor, and are around level 15 (because between level 15 and 20 you will find the trainers in balmorra won't suffice.. since they can't learn you want you want to keep getting those +1 luck +5 something else +5 something else per level)
-
And you still might have a couple 100k in gold on your name..
don't rob respaning ingredients, lockpicks, clothing, hammrs and other usable consumables though (some merchants have items that they will have for example a stock of 5 off, but when you buy them and trade again, they have 5 more to sell, and so on, somewhere in their store, in a chest, drawer, vase or any other storage container, may be those 5 items.. however if you steal them you'll loose the ability to buy unlimited supply from them.
-> it is good to google for those unlimited ingredients and items and not mess that up.
(for it is cheaper and easier in late game to buy your ingrendients for potionmaking than go harvesting them)
what you do after this is entirely upto you, you barely started the game and money aint no longer an issue.. you can go to vivec for more training.... probably make level 30 or 40 before leaving that town.. go hunt for the rare lvl 100 trainers.... and get every skill at 100..
or go to some dwarven or daedric temple.. once you can handle those.. you will find that almost every thing there will drop a dwarven weapon or armorpiece, and every deadra will drop an armorpiece or weapon..
-> there is a nasty trick you can play as well, if you manage to get the summon deadra lord spell... and summon one.. you can attack your own summoned deadra.. it will not leave a corpse to loot on the floor but there is a flash-second when it is just killed you can loot it's corpse (and get deadric and ebony items without any risk to you)
killing off ordinators will make you disliked with the Tribunal Temple, if you want to join that faction not advisable.. much better to kill the assasins like I sugested.
* Go find a Deadric Ruin.
* Fight and kill a Dremora. Sometimes he will drop a daedric weapon. $$$$$$
* Sell weapon to Mudcrab Merchant, or creeper.
* Rinse and repeat.
Note: This is a good way to level up your skills (or die).
They only begin dropping daedric between level 15 and 25. Before, they'll drop dwemer.
This. And chances are, the last thing, you care about at lvl 15 is gold.
Generally, a money injection at the start is welcome, to pay for the basic needs like trainers, basic gear, etc. After that, the game throws money, resp. items at you, even if you dont know the high value targets like redoran vault. Look at the staff you can get in Urshilaku Burial Caverns alone. >30k, i guess. And you can't buy Ebony/Daedric anywhere, you have to find it. You can buy Glass though, but given that MW treats glass as a slightly uncommen form of netch leather.....