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There are ways for a shrewd politician to supposedly make a coin offering their vote up to the people with the most pressing demand, reflected by the encumbering weight of gold in their pockets they gratefully part with. There is also the possibility to bet coins at some stage. That said, I haven't kept track if the coins actually do arrive to the character sheet.
Of course you could also take out a loan. In theory 2-4% interest should be manageable, in practice irregularities through desertions and wartimes may be hard to calculate. There is also a shipowner's guild, supposedly traders, where it's possible they offer ways to get rich.
Lastly, you could try to cut down on expenses by picking a caretaker who is more apt than another. In the guide section is a post detailing events for that, if you don't mind spoilers.
one more note is that the estate is not a get rich now option, it is more of get rich 10 year later kinda of thing. so if you want money TODAY, estate management is not the way to go.
But I don't think it's possible to pay off your debt.
Now I’m curious if you can get debt free in lords. Would start with: high quality run in Sabres w/ ruthless, then in guns invest only a little or nothing with goring, do forlorn hope for free promotion, do secret mission and be evil enough to get the higher ransom.
Don’t buy the last promotion. Should leave you with at least 13-14k when starting lords - then stay at your estate, focus on the cheaper most pressing improvements so the estate isn’t bleeding money, negotiate interest reduction and pay off at least 10k early on.
I’m curious if by late game you can have enough to finally end the debt…. But you’d be giving up other opportunities to do so, you could at least comfortably make a dent in the total and drastically reduce your interest burden.
So even the slow-as-molasses one-per-time world-building is desperately underdeveloped and in conflict with itself. Apart from that there is no agency to go to the bank when you need it; you have to know it beforehand on the bi-annual summary page instead, because banks are only open twice a year, wot?
For all the game does waving the sausage in front of players saying titles can be bought, and higher ranks require an army to be maintained, it doesn't give the opportunity to do so, nor the concordant activities on how to shrewdly make such fortune, like a lord is wont to do.
Unless joining their little club, there seems to be no way to interact with the traders either, and trading freely isn't possible. It's weird, because they put a whole stock market in the game but then failed to play to their strengths and build a good interactive economy.
You could also go pretty cynical and loot your way through Guns. There's a couple of options for looting that can get you like 8K extra. Even the honorable can get something like 4k out of the siege if you have high enough loyalty to keep the troopers together and set up a safe zone where you charge admission. But then you can't get the free bonus rank.
Not quite sure for regiment checks but it'd probably help too.
65 Charisma and knight armor. Form up in front of the gateway early in the courtyard. Shoot high. Then rally the men.
Or, that's how I got her. 25,000 crown ransom that automatically wipes out your family debt and gives you good money to invest.