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about 150k in 30 sec
use the Begformoney cheatcode
Go to the drags and find a race that you can win the easiest.
Make a bet of the maximum amount. Sometimes it will say "opponent declined" but just get out of the bet screen, click on the same racer and keep trying. Eventually they will accept the maximum and you know you'll win so it's easy money.
Other than that the drifting method is fun as and it doesn't feel dirty.