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by turning a bankrupt confection store into a multi-billion yen conglomerate using only a chicken and a positive attitude
If you get high grades in battle, do as Some Random Guy suggests above otherwise do it by save scumming rng-based activities that can potentially generate large amounts of ryo.
If that fails, go split wood.
The very first zone after Tosa has one. Going out of the Inn you stay at, go along the riverside right to the the end of the path. Once you turn two corners, you'll see an open area with an old man and a wood chopping block.
If you want to find it map-wise, the leftmost restaurant is a slim, horizontal rectangle, the old man is behind (south) of it.
Cho han? where is that
I find my favorite way to farm that sweet, sweet Ryo is to so to A Second Life and grind my crop plots to Max level and then proceed to grow nothing but Gensing. then after a stack of 300 or two I take them to Ebisu Pawnshop and mass sell them. if I have the equipment this is where I would wear my most Greedy money Seals wherever applied. it's a great way to passively make money between chapters and if I want to get my hands (extremely) dirty, cap slot my inventory space with Fertilizer and boost the Gensing and entering the house and walking back out to the shed, rinse and repeat until I've applied 20 fertilizer and the next Gensing harvest should be ready. each harvest yields about 70-77 Gensing.
It's a little tedious but the while process takes about 3-4 minutes and each stack of 99 earns me 24 Ryo 7500 Mon hee-hee.
Happy farming!