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Around the pawn shop owner (usually through a door inside the pawn shop to the right of the owner) are shelves you can interact with then drag your money in to deposit it (or once deposited you can withdrawal). Electric bills etc. come from this vault wealth too. Hope that helps!
I've brought 400k. Didn't buy ANYTHING, except for 23k hideout, which was bough by cache.
And when I came to pawn... I've got only 261k... Where the hell that much money gone?
Electricity bill etc.
Also money from your wealth account are spend (beside of buying hideouts) on:
1. Paying your hideouts bills (electricity etc.) - it happen everyday around 7:00 AM.
2. Paying influencer's cut from all your sells. Each influencer has tax on the product you are selling in his region (usually around 20% - you will be able to negotiate that percentage later on) so whenever you sell some drugs 20% of the transaction value is being taken directly from your wealth account.
3. Paying using checks in markets (there is an option to do that).
Edit.
There is also 4th point on the list (but later in the game):
4. Paying for your lab technicans if you are using them.
Influencer tax from wealth wasn't obvious in any case.
I've already thought that it's about laundring money like is DDS1...