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Just always be spending your earnings on what you don't have yet and keep going.
I can finish a campaign in under 2 hours, no reason to reset them on purpose and skip the rewards.
I have done for the 3-4 campaign, choosing every syndicate have miami.
Then i realized the game give you tons of money in the box for completing every par syndicate after you get all weapons and tools exposed(not the one on the table).
When you get all the things exposed, the game give you a coin worth 10k/30k depending on which part of the campaign you are.
Plus additional 30k to completing a full campaign.
Concentrate yourself on buying all the weapons/tools exposed and you will swim in money only thanks to this rewards.
I started to ignored miami by the fifth campaigns.
If you already have the weapons/tools you have no use for the money
I've had millions, there's nothing to spend it on once you have everything.
And why would you have kept choosing Miami anyway? Nothing about Miami gives you extra money.
The only way you really spend money more often is tools if you lose.
You get all the weapons really fast 4-5 campaigns and is all finished, missing only the mastery tied weapons, which are not counted for blocking you from the rewards.
The Freelancer gamemode is poor balanced, money become useless very soon if a players normally not lose.
And considered the casual oriented gameplay is really hard to lose, after you get a silenced weapon.