Death-spiral of bond debt

[Marconius]

I am currently stuck in a complete spiral of ever-increasing debt due to bonds, like this:
https://steamcommunity.com/profiles/76561197987312565/screenshot/2045245904984824176/

I had absolutely no problem paying these back before; but now the interest is piling on every quarter and I literally don't have money to do anything in the game.
The Tips & Tricks book said bonds will be paid off automatically when they mature, even if your money would go negative: so I was waiting for that. But it doesn't seem to happen! The bonds just keep renewing, and the interest keeps completely draining me!

What am I supposed to do here? There needs to be some kind of recovery mechanism for this... or ideally, you shouldn't allow the player to get into a situation like this in the first place.

[gardlt]

In my opinion debt should be risky. It puts you under a little pressure to perform well. If the company isn't profitable enough to pay the interest on its loans it will eventually go bankrupt. The company is bankrupt. You should restart the mission. And perhaps take out less debt, at least only take loans with the lowest rate interest.

There are various ways to mismanage a company. For example: too many trains, too many maintenance posts, high employee costs, buying unprofitable industries.

To look at this specific case. Can you share the other pages in the company book? For a long time after cash has been drawn down into the negative, with good management the company could have been saved. Interest compounds the negative balance as time drags on in mismanagement. Eventually the negative balance becomes too great and the situation just can't be saved anymore. This is bankruptcy to me. I'm happy to look at the savegame if you want to share it.

[Marconius]

I'm fine with the idea of it being risky: my problem is I feel there's insufficient feedback from the game, especially for a newer player. The fact I managed to get myself into a debt spiral without being aware, and had NO WAY to get out of it is just not fun gameplay.

Sure, you could say "just restart", but a scenario takes 10+ hours to complete, and redoing the entire early part I've already done once just fine doesn't sound all that fun either.

To compare, other games have some kind of "bankruptcy" system, where the government or whatever basically comes in bails you out. Usually this disables achievements, but I don't care much about that.
This game doesn't even have cheats, so I couldn't do that either.

I'd also be happy if the bonds just did what it says in the tips: just force me to repay it, even if my money goes down to negative. I'd be happy to wait for my money to recover, then I would at least not get into an inescapable spiral of debt.