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The pheon system is simply there to limit normal players and is another tax to try and milk players to go with the other taxes this game has and the people who are LEAST affected by it are the top people, the very people that the gaslighters claim it is designed to keep in check. It's basically like real life income taxes where the people that get hurt the most are the regular people (even if wealthier people may pay more since they have a bigger pool of money to pay from to still cover regular expenses and the like) despite the gaslighting that income tax is necessary for "fairness." I'll note I don't advocate for wealthier people having to pay more as that's BS too seeing as the top something like 15% of income earners pay like 70+% of all collected income tax in the first place.
Tax is theft, whether it is real life or sort of virtual in a video game.
You think wrong. People don't want to experiment with stuff. We know what works and we know what doesn't work.
Removing the Pheon System wouldn't change that. Crap stays Crap, doesn't matter how easy it is to afford.