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If you don't want to play with other people, I'd still recommend playing online.
Gameplay wise it's exactly the same as offline except you will have other players in free roam (ghosted) instead of drivatars (not ghosted) and all the other bonuses I listed above.
A vast majority of the time, you don't have to do PVP to get all online-only rewards. I can only think of one time where you had to do PVP to obtain a phrase and it was a phrase based off of the event, so you won't miss out on cars or cosmetics. Even then, most of the challenges with any kind of rewards can be done solo or against bots with the few remaining being co-op challenges.
For singleplayer only I'd recommend either NFS or The Crew series.
AI in this game is crude, to say at least. Difficulty only changes how much they rubberband. Its racing habits are very predictible, which is why experienced players find it boring, and prefer to race online.
Main rewards of events (usually rare or expensive cars) are obtained by scoring enough progression points during week. Some of those events are Coop or PvP, but there's plenty enough points to be obtained in purely SP events to get both main rewards.
Online is worth 0...
I think FH5 is great as a single player experience. I rarely do any co-op or PvP style content. And I have still found enough to do to drop 500 hours in to it. I like the time trial stuff, and don't need any humans for that. Racing ghosts. Challenges too.
I like having players on the map, gives the game a nice feel, but in effect these players are mostly just scenery. I play it like a single player game set in a multiplayer world. Works just fine.
I never said that these games are better - read carefully - just that they provide an overall far better singleplayer-only experience.
Horizon is, frankly, quite pathetic in that regard. And 5 especially with no real progression to speak of (since you're already an accomplished character in the universe) and the absolute God-awful story - if you can even call that cringefest a story. Speaking of which -
If you're intent on buying the game anyhow I'd actually recommend you to get Premium because then you'll get 2 DLCs, so that means not only more singleplayer content for you, but they also have a <sort of> progression system, which is good for solo play.