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You're quite right though, definitely don't go spending on 3/12 month packages if you're not sure that you will stick around to use it since you will not be able to get your money back for it. Better off to play for one month and see if you like it, then by that time the premier club packages should become available (maybe end of November, I can't quite remember when they launched last year).
This is common knowledge, so doesn't really need mention.
I am simply looking out for the one poor soul who might get baited into buying one of these packages because of OP, because he assumed you might be able to refund it if you don't like it, because why else would an experience player tell a new player to buy a package?
Whether they want to purchase a membership package for that length of time is none of my/your business. However, if they are going to splurdge on a 12 month membership it's better that they go for the cheaper options rather than getting shafted with the packages being offered through the steam pages.
E: I've added a note just for you in the main post Doosh - I hope this alleviates your concerns :)