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A lot of purchases have a decimal amount, so your balance at the top is just a rounded number.
Someone more versed in this game, game files, and/or cheat engine could probably give a more direct answer, but that's probably the general direction to go in.
I know you said you want to do this in the campaign mode, but just out of curiosity, why?
The first part of the game makes you take loans and Fred throws money and other freebies at you a couple times which will offset the simulation you're doing basically rendering it moot - why not just set the sandbox to your exact age and account balance? (Incidentally, I like this idea.)
But watch out, here comes Kingdark: "Hey, in this game I'm supposed to make a billion dollars. Where's the cheat so I can give myself a billion dollars?"
Get a refund, man. Because this game is obviously not for you.
And you clearly didn't read what I said. I wanted to start the game with the money I had prior to buying my home. It's not like I want to give myself enough money to make the game pointless. Just something extra. As for the question as why I want to do the campaign.. Because I'm new and I like directions until I know what I'm doing.
1. go to Jensen capital get the 25k loan
2. sleep till 18:00 on friday
3. go to the casino boat save the game then buy a ticket
4. bet everything on blackjack (max 100,000)
5. if you win leave sleep till friday 18:00 repeat / if you lose main menu load save try again
In 0.1 you used to be able to save inside the casino boat and bet as much as you want so it was pretty easy to get as much money as desired, but unfortunately no longer.