Investments

[Alan Snowman]

Do investments actually work?

I have invested in two of the different options, one of which is the high risk one and the other which is low risk.

There does not appear to be any variability as to increases/decreases.

I have let the game run on for several weeks to see how it works and the lines are completely straight. It isn't very engaging.

[Agent J]

The tutorial/uncle fred should have told you about investments and stuff. Are you in story mode or in a custom game?

[Alan Snowman]

Story mode. I've put money in. It just doesn't seem very dynamic. The high risk one has a range of about 15% but with 5m in, I am down about 5k static. No real change.

[Klauß 🍔🍻]

I dont know what they are for, too.
Invest some millions in all of them, and they change like -0.002% or 0.005% over time.

how is that supposed to work?
should we invest more and more and leave it there like a piggy bank?
or is there a automatic payout sometime?
compound interest doesnt seem to be a thing?
can also not withdraw parts of an investment?

[Alan Snowman]

I really don't care if I lost it all if there was a chance for it to increase too!

[raki-can]

If Uncle is not mistaken, at least it should be able to protect assets from negative interest rates ...
But is it really necessary? If I am making a lot of profit every day, it is a hassle to contact my bank for investments solely on the basis of avoiding negative interest rates.

[Klauß 🍔🍻]

Just seeing there is a calculation error, just visual.

The change last 14 days and total change is 2 decimals off.
@Devs you are missing *100 in the code for the percentages there.

Invested $300,000, checked next day, its worth $300,259.
Change shows 0.001%, which is wrong.
259/300000 is 0.0863%
not 0.000863% which the game rounds up to 0.001%

[SirDrinksalot]

It seems like a low payback, I know you dont want a licence to print money in the game, but I have am making money so I put all my profit in it, but it doesnt seem to reward you enough.

Not checked the roadmap on this, but investments are a big call for rich people, seems like as per the Casino, there could be a nice side project on the stock market for the overall game in the long run.

[KrazieFox]

Apparently these crappy “Investments” are the reason the devs put in the whole horrendous “Negative Interest Rates” - in order to FORCE players to put all their money into Investments …

Not sure if these horrible Investments are RNG or fixed, but I lose millions either both Negative Interest Rates AND Investment …

I adore this game, but this is just a terrible system - if anything was to put me off this game it’s this … really HATE this ‘Negative Interest Rate’

What bank penalises a person for having “too much money”?

These “Investments” should be optional … and if players weren’t using them, don’t implement a horrible system to force them to use them, improve Investments instead so players WANT to use them … 🤦🏻‍♀️💰

[GunRunner89X]

Money put into investments is money that won't be used to calculate how much you owe to the IRS. Money in the bank will be used in this calculation. Not 100% sure on that though.

[KrazieFox]

Originally posted by GunRunner89X:

Money put into investments is money that won't be used to calculate how much you owe to the IRS. Money in the bank will be used in this calculation. Not 100% sure on that though.

In all honesty I really don't mind paying extra to the IRS ... at least I know my money will be used by the state ... hopefully to help those less fortunate ... whereas the bankers taking my money is just pure dirty greed.

[Morb The Menace]

Originally posted by KrazieFox:

Apparently these crappy “Investments” are the reason the devs put in the whole horrendous “Negative Interest Rates” - in order to FORCE players to put all their money into Investments …

Not sure if these horrible Investments are RNG or fixed, but I lose millions either both Negative Interest Rates AND Investment …

I adore this game, but this is just a terrible system - if anything was to put me off this game it’s this … really HATE this ‘Negative Interest Rate’

What bank penalises a person for having “too much money”?

These “Investments” should be optional … and if players weren’t using them, don’t implement a horrible system to force them to use them, improve Investments instead so players WANT to use them … 🤦🏻‍♀️💰

Just put all your money on Lace Global. I don't see how free money is an issue. It's generating millions per day for me while doing nothing for it to a point where it broke the graph.
Invest 100 or 1k, something small, in the remaining 5 others. When Lace starts to drop, move that investment to a different investment (one that's generating money aswel) while investing something small in Lace again. When Lace shoots back up, move the money back to Lace. It's easy money that keeps on getting bigger & bigger per day