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Also just to clarify, in the town where this happened, I had all the resources as a "local produce", and got all my needs covered trading directly with AI, so my trading companies doesn't even had anything selected on the "import" section, so it was all exports, and consequently a positive trading balance... so I don't know
Go to your townhall, and set income to "very low", see if money goes up after it.
If it doesn't, play with the different tax settings until you see money going up again
that's it.
For whatever reason, I got positive income when setting very low tax and negative income on every other tax settings. Temporary fix but it works ;)
As those don't fit the margins described, this would imply that getting too many taxes is not the problem.
One could now speculate that too high taxes make people unhappy and "tax evade" (paying nothing instead of more). If this was an actual system though, the question is why the actual UI doesn't properly show this tax evasion and runs a red in the background.